37 and $1200 a year via Geico. No tickets, no accidents. Wow I thought $4000 was for a new S, for 01, that is steep. You appear to get a good discount with you parents, stick with them if they'll let you. That's what they're for.

 

34 with home/wife/kids and I pay like $100 a month for full coverage with progressive and $500 deductibles and its about to go down when my last 2 tickets fall off in a few months as they were 3 years ago.
When I sold my 98 M3 convertible the S insurance went down about $20 a month.
My insurance will run about $90 a month when I renew with no tickets.
Surprised at the comment about it being a top 10 most expensive car to insure, that sounds like something an insurance guy would tell you to justify a high premium. I mean total replacement cost on my 2001 would only run like $16k or so. When I wrecked my 95 M3 back in 2002 I walked away with over $20k on a 7 year old car. I doubt the S2000 is a "top ten" car to insure.

 

You guys are killin' me. Are you guys not shopping around for insurance? Why in the hell would you pay over $100/month for car insurance (one car)?

Man, I'm in the wrong business. I need to threadjack and ask how hard it is to get an insurance license.

 

If you don't know why were willing to paying this much then you're positng in the wrong forum. If I was paying liability on a 2000 MY S, then I could laugh with you, but you gotta pay to play.

 

wawanessa! just switched to them a month ago and am saving $750/year.

 

Shop around and find the best rate, but don't be too optimistic about how much you'll save with the cheapest insurer. The margin from the most expensive to the least would probably be less than 10% of the premium.

I'm 22, live in NJ, and paying $2400/year with 750 collision / 2000 comprehensive deductible. Most of the other insurance options, such as property damage, pip, are at the average rates, and my premium went down $60 after my 6-month renewal.

BTW, try to pay your insurance in full. It would save you a bundle.

 

[QUOTE=__redruM,Sep 23 2006, 05:51 PM] If you don't know why were willing to paying this much then you're positng in the wrong forum.

 

That's nice for you.

Some people wouldn't pay more than $29.95 for a watch, $15 for jeans, or $3.95 for a meal.

I'm betting you don't live in Chicago, LA, NY, Miami, or Detroit.

Some places you do have to pay to play.

And it's not under your control.

I'm also betting you don't live in MI or MN. Both states have "no fault" laws that boost insurance rates for those who are insured.

Location is a big factor in the base cost of insurance.

Theft for parts can result in a total loss as is unfortunately extensively documented on S2k.

 

Some places are $300 per month to park at work and another $200 to park per month at home. Go figure.

Location, location, location.

 

You're right. I don't live in Chicago, NY, LA, Detroit or Miami.

I'm not getting into a pissing contest with you here, I'm just asking a simple question how people can justify paying so much for insurance on a car. There's no way that all cars are this much to insure in your region.

The whole "pay to play" comment makes absolutely no sense whatsoever. If you're paying thousands of dollars per year for insurance there's probably a reason:
A: Your a risk to everyone else on the road and you shouldn't be driving
B: You have an inability to shop around for a decent insurance rate.


By the way, I live in Minneapolis, MN.... I suppose next you're gonna say it depends on what color car I drive. Also, for what it's worth, when I lived in Lincoln Park (Chicago area) I was paying about $13 more per month.

When I get into the insurance industry, you'll be the first guy I look up.