When we joke, "Thanks for increasing our insurance rates," I guess that's no joke.

Our premium for our AP1 kept creeping up over the years. To the point where it was more expensive to insure than our RS4.

We picked up a new 08 CR for $27,500 this weekend and I was bracing myself for a crazy premium quote when calling State Farm today.

You know what? It was literally HALF the cost to insure. $43 per month rather than the > $100.

It can't be due to theft and vandalism, because I wouldn't think that'd change over the model years... which leads me to think that the insurance hikes for older S2000s are largely due to the types of people purchasing (and wrecking) the poor AP1s....

So the moral of the story: Spend money on good tires / snow tires and maybe you won't have to pay higher insurance rates and deductibles.

 

You mean all the kids slashing their own tops and putting their seats in a friends garage.

 

I recently got insurance on my "new" AP1 and it was over $260/mo. for full coverage. The car is paid off too. Insurance for my previous car which was a leased 2007 Miata was about $168/mo. for full coverage. Granted that I do have a ticket for speeding over 100mph. Lol. Now I just get liability w/UM for $477/6mo.

 

damn i just got quoted from 21stcentury if i have my 98 civic replaced by an 06 s2k, the price would change from $971/6months to brace for it..........$3500/6months WTF.
also i live in Daly City right next to San Francisco.
This is under my dad and i have 1 collision almost 3 yrs ago.

i have to get another insurance soon, any advice and what kind of insurance do any of you have and price, as i am in the market for an ap2.

 

I pay around 190 a month full coverage for my AP1 but that also includes full coverage for my wifes 07 malibu and she has one accident on her record.

 

i pay $172/month on my 05, but I'm 21 - clean driving record however.

I'm sure there are a lot more claims on earlier vehicles simply because they have been on the road longer.

 

Not bad good i pay $108 full coverage on my CR. Dam good price for it too i got mine for $36k but i was upside down on the trade in by about $3-4k. At the time i did not know to try and talk the dealer down as much as i hear they are going for now. But hey i still love her. Any pics of the CR?????

 

^$108 definitely isn't bad for a newer CR. also meant to note that I have my insurance thru Geico.

 

I pay $130 for my AP1 and a Scion tC. I am 24 but have no tickets or accidents.

 

2001 NFR, 21 no tickets, one accident that was my fault one that wasn't... I pay $142/month for full coverage ($500 deductible)... in New Jersey... I don't see how everyone is paying so much... I actually paid more for my 03 RSX type S when I had it... $164/month with a $1000 deductible.