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Insurance deductibles?

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Old Mar 13, 2008 | 06:39 PM
  #1  
clay123's Avatar
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Default Insurance deductibles?

What are everyone's collision deductibles for their insurance? I got a quote from an Allstate agent for $1000 collision deductible with $569.02 premium for 6 months...

Do any of you guys have a higher deductibles for collision? Around $1500 maybe?
I guess my rates are high because I live in Metro Atlanta with a huge population.

Roughly alltogether the whole plan comes out to be $1,023 for 6 months
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Old Mar 13, 2008 | 07:10 PM
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I pay 1500 deductible collision to keep cost low. I am with esurance paying 1200 per 6 months. It just went down from 1700 per 6 months though
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Old Mar 13, 2008 | 07:47 PM
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$1000 deductible with Allstate, paying $650 every 6 months as a pleasure vehicle. Im 27.

My 335i is MUCH cheaper. oy!
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Old Mar 13, 2008 | 07:54 PM
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I carry 750 deduct on both coll. and comp.

i pay about 2050/year but i get a dividend back usually about 2 months worth and it should drop a little when i get health insurance when i finally find another job.
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Old Mar 13, 2008 | 08:31 PM
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500 deductible, progressive, 1260 per 6 months.
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Old Mar 13, 2008 | 09:05 PM
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$1000 Deductible with Progressive and $660 for 6 months.
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Old Mar 14, 2008 | 01:58 AM
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$500 deductable, $360 for 6 months w/Geico.
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Old Mar 14, 2008 | 06:17 AM
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I'm not really sure what the point of this is since where you live, your record, age, etc etc all factor in. However:

250 deductible for UIM
0 deductible for comprehensive
50 deductible for collision

$877.85(minus any dividend)/6 months in Houston, TX.
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Old Mar 14, 2008 | 06:17 AM
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State Farm: $1000 deductible, $139 per month.
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Old Mar 14, 2008 | 06:19 AM
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$250 with Progressive. It made the biggest price difference between $100 and $500.

That is to say, there was less of a savings between $250 and $500. But to go from $100 to $250 was significant.
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