S2000 Talk Discussions related to the S2000, its ownership and enthusiasm for it.

Insurance differences

Old Mar 10, 2008 | 06:16 PM
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Default Insurance differences

Anybody know the average insurance ($) difference between an s2k and a lotus?
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Old Mar 10, 2008 | 06:25 PM
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Call your insurance agent to find out? Insurance rate will differ depends on many different factors, so it'll be your best bet to contact your agent as they'll be able to help you out based on your background.

Eric
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Old Mar 10, 2008 | 08:43 PM
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For me the S2000 is $10 more than the Lotus, yes $10 is all it was. That is every 6 months, so 20/year. I am with Allstate in S. Calif.
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Old Mar 10, 2008 | 09:51 PM
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I agree that this question can only be answered by calling your insurance company -- and maybe a few others. So much depends on where you live, your age, marital status, driving record, credit score, and things we just can't answer on a forum. All I can say is that I always do this before buying another car, to determine whether it will be financially feasible for me.
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Old Mar 11, 2008 | 12:13 AM
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Too many variables.

However, for me when I did a query with GEICO online, the quote was cheaper for the Lotus Elise/Exige by $80. My current full coverage on the S is $385 every 6.
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Old Mar 11, 2008 | 07:24 AM
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why would the lotus be cheaper? that just doesn't make sense to me.
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Old Mar 11, 2008 | 07:46 AM
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[QUOTE=thebig33tuna,Mar 11 2008, 08:24 AM] why would the lotus be cheaper?
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Old Mar 11, 2008 | 08:03 AM
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ya upgrading to a lotus has been on my mind for awhile.... might at some point down the road, once i get a daily driver that i can count on. don't think i want one just yet regardless... i might end up like this guy, given my driving history...

http://news.enquirer.com/apps/pbcs.dll/art...EWS01/80216011/

still surprises me that the value of the car + cost of repairs doesn't skyrocket those rates.
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Old Mar 11, 2008 | 08:17 AM
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interestingly enough my S is about $300 every 6 months CHEAPER then my 98 Prelude was.
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Old Mar 11, 2008 | 02:39 PM
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Originally Posted by thebig33tuna,Mar 11 2008, 07:24 AM
why would the lotus be cheaper? that just doesn't make sense to me.
Demographics of owners.... and vehicle history of repair.
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