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S2K totalled - insurance question

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Old Sep 5, 2007 | 08:46 AM
  #1  
s2k_redhead's Avatar
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Default S2K totalled - insurance question

My S got totalled this weekend. I have a question about what happens to the car now.

The insurance company will reimburse me for the car. What do they do with it? Sell it for salvage? Can I take parts off of it, like the wheels, engine, etc.?

I'm thinking there are people on this board who would like those parts because they are still perfect, but I don't want to have to buy them back and sell them due to the hassle factor.

Any insurance experts, please chime in. Thanks.
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Old Sep 5, 2007 | 08:48 AM
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you will need to buy it back from them inorder to part it out.
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Old Sep 5, 2007 | 08:49 AM
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Usually they give you a buy back price...
More than likely you can make more money from parting it out than the buy back is.
Picks of it? I might be interested in some parts.

Debbie
xtremesq@mac.com
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Old Sep 5, 2007 | 08:54 AM
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Here are the photos. They are kind of dark, sorry. The items that should be functional are the engine and any physical parts next to or behind it; wheels and tires (S-02s with probably 60% tread left); all the interior stuff is perfect.

- interior

- rear, accordianed. Spare tire is probably OK. Exhaust (stock) looks okay.

- engine bay

- right front

- left front
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Old Sep 5, 2007 | 09:04 AM
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Dude what the heck happened?!

Seems like a lot of S2k's are dying lately...
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Old Sep 5, 2007 | 09:07 AM
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Originally Posted by melonheadr6,Sep 5 2007, 12:04 PM
Dude what the heck happened?!

Seems like a lot of S2k's are dying lately...
Looks like he got sandwiched!!!
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Old Sep 5, 2007 | 10:03 AM
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Seems like a lot of things are bent, however the wheels/tires (and perhaps seats?) are good.
Talk to your insurance agent, get a quote on a buy-back, etc. Then maybe with that info we can be of more use.
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Old Sep 5, 2007 | 10:18 AM
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sorry to hear about your accident. when my wrx was totalled, they let me take my mods but only if they were replaced with the original parts. but each insurance company is different. good luck.
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Old Sep 5, 2007 | 10:51 AM
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Originally Posted by xtremesq,Sep 5 2007, 09:07 AM
Looks like he got sandwiched!!!
Yeah ... SHE did get sandwiched!!

Kathy
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Old Sep 5, 2007 | 01:00 PM
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If the insurance company is totalling it and giving you a check you can't take stuff off...........unless it is aftermarket stuff and you replace it with the stock stuff before the roll back picks the car up.

I thought the guys in R&C would like the engine and trans if you bought it from the ins. company. Those 2 items probably wouldn't be enough to recoup the cost of the buyout but if you picked apart other stuff it might payoff.

The ins. company will determine a value of the car and either pay you that if they total it. If you ask how much you can buy it for they will give you a figure and deduct that from the payout.

Good Luck,


John

PS I bought my flooded car back and turned it into a race car.
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