So right now I have Geico insurance on my new to me S2K, they have no provision for a "toy or collector" type car. I carry full coverage on all my vehicles with the S2K being no exception, but going with Geico its more expensive than both my other vehicles (2010 Dodge Ram Lariat 4x4 and 2014 Dodge charger). Does not seem right to me as the other two are daily drivers and the S is just an occasional driver.
Yesterday I ran across American Collectors Insurance and it was half the price per year as Geico with the same coverage and no deductible, anyone have any experience with them or have someone else you would recommend?
Thanks

Scott

 

I spend a bunch for an agreed value policy from hagerty.

 

I will look into that, this place also has an agreed price provision in the policy.

 

Hagerty. Agreed upon value policy, with value set plenty high, and it is still considerably cheaper than other insurance companies would have been, and those did not have agreed upon value policies.

 

And how is Hagerty at paying out ... if ??

 

I have heard good things in general about them. I have had to make a claim on their track day insurance before and they are prompt and the process was smooth. Have never made a claim on the regular policy but again, have talked to a few that have had good experiences. They have the Cherished Salvage thing available now too which should be looked into. Appears it is a 15% adder to the policy cost but I have not checked into it yet on mine

 

Have three cars on hagerty currently. Love the experience with them. However have never had to make a claim.

On my daily drivers I am lucky enough to have USAA.

 

On my daily drivers I am lucky enough to have Geico, they have treated us very well both on the cars and my homeowners ins.

 

With your avatar have you tried USAA?

-- Chuck

 

I am not military..