honestly, the only top i would consider, is the one where it makes the s2k look like a hatch/porshe like... other than that, no thanks

 

Shine/spoon top? OH LAWDY LAWD!!!

 

like i said... diff strokes for diff folks...

 

 

I was debt free for a long time but didn't have any toys. I realized my grandfather lived his entire life pinching pennies. At age 78 he paid cash for a house in west Miramar, FL but died 2 years later. I think finding the perfect balance between frugal and enjoying your life is my ultimate goal. Sort of why I'm holding off on certain purchases and trying to go to Europe this year.

 

I'll fully enjoy life when I'm 59, retired, and cash in on my roth IRA. For now, its grind and save. Have little trips here and there.

 

Can you be my financial planner? I don't have an IRA but have a broke ass 401K.

 

I'm not licensed to. Its pretty simple. Open a roth IRA at a discont brokerage. Figure out how much you want to contribute a month. I believe max is 5k a year. Whatever you contribute that fiscal year, you can take out in case of emergency. You can have that and your 401k if you like. I just have a roth that I contribute to and the rest goes in savings/investments.

 

As far as insurance goes, after mine expired, I just switched it to David's insurance policy. Old man price FTW!!! Never got questioned about it. I figured if I did, I would tell the cop I'm in the middle of moving here and switching everything over.

 

Very nice. I will do that and if it comes up try the same excuse.

Winner...winner...Chicken Dinner...Someone buy this woman a drink.