Cracked Windscreen with pic
02-15-2011, 12:53 AM
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Cracked Windscreen with pic
commuting home last night and suddenly this happened.....
i was in the middle lane (not tailgating) prob a good 5 secs behind car in front and suddenly heard a massive bang that nearly made me jump out of my seat. So i get home and give the insurance a call (expecting to pay a £50 excess) and they tell me that windscreens arent covered. So i phone up autoglass and they tell me it will be £680 for a replacement window......errr does that come with the all the lube for the seals.........and my ass!!!
any recommendations?? i am trying to get a good deal through honda through a contact so hopefully that will be a more realistic figure....
i was in the middle lane (not tailgating) prob a good 5 secs behind car in front and suddenly heard a massive bang that nearly made me jump out of my seat. So i get home and give the insurance a call (expecting to pay a £50 excess) and they tell me that windscreens arent covered. So i phone up autoglass and they tell me it will be £680 for a replacement window......errr does that come with the all the lube for the seals.........and my ass!!!
any recommendations?? i am trying to get a good deal through honda through a contact so hopefully that will be a more realistic figure....
02-15-2011, 01:07 AM
#3
Originally Posted by lovegroova,Feb 15 2011, 01:57 AM
Who are you insured with?
http://www.hondaoriginalparts.com/honda_ca...&block_03=19263
could be an option to get one fitted by an independant?
02-15-2011, 01:21 AM
#4
I read in the paper this morning Autoglass have gone into liquidation.
If you are paying for the windscreen yourself shop around, you will be amazed how low they will drop.
I needed a rear screen for my 3 series a number of years ago, started at about £800. Eventually got it for less than £300.
If you are paying for the windscreen yourself shop around, you will be amazed how low they will drop.
I needed a rear screen for my 3 series a number of years ago, started at about £800. Eventually got it for less than £300.
02-15-2011, 01:32 AM
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Originally Posted by lovegroova,Feb 15 2011, 01:57 AM
Who are you insured with?
cheers for that link rich, if all else fails it will be cheaper for me to buy off that link and get honda to fit, autoglass said the rubber seals were the expensive part on the s2000. i have had a quick search through here and seen stories of bad fitting windows and leaks and scratched panels/dents etc
02-15-2011, 01:35 AM
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Check your policy document and look for the bit which lists excesses and the like.
You should find a glass excess there.
Just because they don't have an agreement with Autoglass, this doesn't mean that they don't have an agreement with somebody else.
I would be very surprised if glass was not covered. I thought the reason that you just pay a small excess for glass was to stop people driving around with damage screens which could lead to an all together larger accident and claim for the insurance company.
I'd check again as that doesn't sound at all right to me.
You should find a glass excess there.
Just because they don't have an agreement with Autoglass, this doesn't mean that they don't have an agreement with somebody else.
I would be very surprised if glass was not covered. I thought the reason that you just pay a small excess for glass was to stop people driving around with damage screens which could lead to an all together larger accident and claim for the insurance company.
I'd check again as that doesn't sound at all right to me.
02-15-2011, 01:38 AM
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Originally Posted by LTB,Feb 15 2011, 10:35 AM
Check your policy document and look for the bit which lists excesses and the like.
You should find a glass excess there.
Just because they don't have an agreement with Autoglass, this doesn't mean that they don't have an agreement with somebody else.
I would be very surprised if glass was not covered. I thought the reason that you just pay a small excess for glass was to stop people driving around with damage screens which could lead to an all together larger accident and claim for the insurance company.
I'd check again as that doesn't sound at all right to me.
You should find a glass excess there.
Just because they don't have an agreement with Autoglass, this doesn't mean that they don't have an agreement with somebody else.
I would be very surprised if glass was not covered. I thought the reason that you just pay a small excess for glass was to stop people driving around with damage screens which could lead to an all together larger accident and claim for the insurance company.
I'd check again as that doesn't sound at all right to me.
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02-15-2011, 01:39 AM
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Autoglass has not gone into administration.
A similar company called AutoWindscreens has gone into administration.
Were you insured fully comp or 3rd party?
It's very unusual for a fully comp policy to not include windscreen cover.
A similar company called AutoWindscreens has gone into administration.
Were you insured fully comp or 3rd party?
It's very unusual for a fully comp policy to not include windscreen cover.
02-15-2011, 01:53 AM
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My dad dug out all the documentation last night becasue he couldnt believe it either and low an behold it was in the small print. Because it was my first year being insured on my own policy we were limited to so many insurance companies and went with this one because it was the cheapest. I am insured fully comp and its £1200a year, but the excess is something stupid like £3000. My renewal is up in june so i will be shopping round for better companies, i will also be 27 so hopefully prices will drop a bit. I will get him to double check everything but i am 99% sure we are not covered. I had heard about autowindscreens going into administration yesterday and wondered if this had inflated prices?!
02-15-2011, 02:30 AM
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Good luck with the insurance.
I'm not sure how much impact your age will have on the premium without the no claims to go with it.
Assuming you have been insured on your dads policy without claim you may be able to find a company that will offer and equivalent no claims bonus.
Back to topic though. I'm not sure if the other company going into administration has any effect.
I think it's just that windscreens are expensive, so are the rubber bits, and probably their own insurance in case they damage anything while changing the screen.
Last time I had one done it also took the mobile guy several hours, so that a few hours labour cost too.
I'm not sure how much impact your age will have on the premium without the no claims to go with it.
Assuming you have been insured on your dads policy without claim you may be able to find a company that will offer and equivalent no claims bonus.
Back to topic though. I'm not sure if the other company going into administration has any effect.
I think it's just that windscreens are expensive, so are the rubber bits, and probably their own insurance in case they damage anything while changing the screen.
Last time I had one done it also took the mobile guy several hours, so that a few hours labour cost too.