When fitting the full K&N kit
Joined: Aug 2010
Posts: 672
Likes: 0
From: cheam village, surrey
Also declared mine.
And my exhaust, and manifold, and rota wheels etc etc.
And now my NOS.
I'm taking no chances. Should the worst happen and I crunch into the back of a veyron and then ricochet off into a bus queue of people, I couldn't afford to find out I wasn't covered.
And my exhaust, and manifold, and rota wheels etc etc.
And now my NOS.
I'm taking no chances. Should the worst happen and I crunch into the back of a veyron and then ricochet off into a bus queue of people, I couldn't afford to find out I wasn't covered.
Joined: Aug 2012
Posts: 1,067
Likes: 3
From: Chelmsford, Essex
Some wont insure you!! I was with Swiftcover and they wouldn't cover me for any "performance enhancing modifications". Fortunately mine was due for renewal about the same time so went to Adrian Flux who beat the previous year's rate including the mod! Happy days 
Joined: Aug 2012
Posts: 1,067
Likes: 3
From: Chelmsford, Essex
) some insurance companies will see it as performance enhancing and increase premiums or not insuire you at all.
Joined: Jun 2009
Posts: 13,330
Likes: 180
Originally Posted by unclefester' timestamp='1382596796' post='22843566
As long as you explain that adding exhaust / air filter add no power and are cheaper to replace than the OEM stuff then you should get away with no increase 
) some insurance companies will see it as performance enhancing and increase premiums or not insuire you at all.
Glad either way.
Registered User
Joined: Sep 2008
Posts: 4,856
Likes: 1
From: Macclesfield
Originally Posted by GaryB' timestamp='1382554661' post='22842606
Also declared mine.
And my exhaust, and manifold, and rota wheels etc etc.
And now my NOS.
I'm taking no chances. Should the worst happen and I crunch into the back of a veyron and then ricochet off into a bus queue of people, I couldn't afford to find out I wasn't covered.
And my exhaust, and manifold, and rota wheels etc etc.
And now my NOS.
I'm taking no chances. Should the worst happen and I crunch into the back of a veyron and then ricochet off into a bus queue of people, I couldn't afford to find out I wasn't covered.
Registered User
Joined: Nov 2009
Posts: 648
Likes: 2
From: Banbury, Oxfordshire
Declared because as easy as it would be to rip it off pre-accident, post accident it might be a challenge - what if you're rendered unable to remove it?
Declaring mods is the right thing to do to ensure 100% covered should the worst happen, both for your loss and any damage/loss caused to others.
Declaring mods is the right thing to do to ensure 100% covered should the worst happen, both for your loss and any damage/loss caused to others.
