speaking with a good friend of mine who's in the insurance business.........said I was doing a track day and chances are my tyres would be illegal on the way back

Get this!!!!!.................:-

If you have an accident and the police get involved...i.e there is personal injury or death and you are found to have an illegal tyre(s) then your MOT is invalid.....this in turn will invalidate your insurance.....

this means that apart from losing your car (which at this stage should be the least of your worries)any costs the insurers incurr relating to the third party or parties....including any personal injury or even death (which could run into

 

Very scary indeed!!!!!

I am amazed that an MOT can be rendered invalid and therefore your car uninsured - I thought that this was essentially a test of the cars roadworthyness on a certain day and was then valid for 1 year - all sorts of stuff could happen during that year - for example at the trivial end of the scale, a bulb could fail - now I can understand that this will make your car a legitimate target for the police, and they could caution you for driving an unroadworthy vehicle, but had no idea this this could, using the chain of logic above, render your car un-insured.

 

Of course IF you are driving to a garage to have an MOT or new tyres you are quite legal. - I think!

 

Doesn't this come under the heading of "knowingly or recklessly"?

IE, if a tyre falls apart due to a sudden injury, you'd be covered, bit if they are dangerously worn, it's the same as being pissed/stoned in charge - potentially on your own, buster.

The MOT isn't worth a wank. It proves the car was OK at the moment of inspection, which permits insurance/tax renewal.

The car could become unroadworthy instantly thereafter, because of a blown bulb, or doing doughnuts away from the test centre!

 

I think 'discretion' pays a part here........but tyres will fall under the heading of routine maintenance.....

If the accident is attributed to worn tyres then things will get very messy according to my friend

 

What if your car is too new to qualify for an mot?

 

dunno......all I know is that the insurer will do everything they can to minmise their loss.....

it's an absolute minefield so why knowingly expose yourself to risk by driving a car that is clearly dangerous...i.e illegal rubber

 

I can certainly see that running illegal tyres could cause all sorts of problems, but I am wondering if this MOT thing is a bit of a red herring???????

I think we need a word from one of our resident legal experts!

 

If you're unlucky and get some jobsworth PC, then I think anything that is MOT failure would cause problems, although tyres are one of the most serious. e.g. if your lights aren't working and at night someone crashes into you then you'd be liable etc. Obviously, tyres are just about the most critical thing on a car as it's what attaches it to the road!

The whole valid MOT bit is largely irrelevant. If the car is unroadworthy, then it's unroadworthy full stop and you can get done.

AE - Even new cars (less than 3 years old) still have to be roadworthy. It just so happens that most things that would not be expected to break or become unroadworthy until the car is 2/3 years old. Tyres are obviously an exception.

 

---------------------------------------------------------
Originally posted by zero_to60

Get this!!!!!.................:-

If you have an accident and the police get involved...i.e there is personal injury or death and you are found to have an illegal tyre(s) then your MOT is invalid.....this in turn will invalidate your insurance.....
--------------------------------------------------------

Is that truly the case?
If you have a current MOT, I would have thought that is one issue. Meaning the vehicle either has one to comply with law, or it does not.
If you allow tyres to be on the vehicle with illegal tread condition in whatever form that takes, then that is another issue. Certainly I would have thought logic dictates that if the owner has made that mistake then, he runs the risk of a fine etc.
Think about it, we are all surprised by this revelation. If it was that important, why has the government not ensured that people know about these things?
I am of the impression that different insurance companies frequently make up conditions as they go along. For example, we moved recently and the 2 cars are with different insurers. One made no change in premium based on postcode, but the other put the premium up (of course) by