Honda S Insurance
10-07-2012, 10:51 PM
#11
Member
Spotter
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Originally Posted by kryptonite' timestamp='1349612416' post='22064593
[quote name='PwetNgManok' timestamp='1349567407' post='22064053']
Oh ok but i know its gonna be abit expensive because it a 2 door and a sports car ryt. But if the insurance will get me around 100 then that would be awesome.
Oh ok but i know its gonna be abit expensive because it a 2 door and a sports car ryt. But if the insurance will get me around 100 then that would be awesome.
A lot of factors to take into account... age, how long you've had your license, accidents, deductible, area and so on.
I would talk to your current agency, do a bunch of online quotes for yourself to get a baseline idea of what its going to cost you.
I personally pay 208 per month, Im 22 and have been insured for 5 years. 1 accident (50% fault)Not in the S
[/quote]
No freaking way.. I hate Ontario...
10-10-2012, 10:33 AM
#16
Community Organizer
Lol, 43% discount Dave! 
When you first get your licence you start off with a Claim Rated Scale of 0 (which means no discount). With each passing year you go down (i.e. to -1 = 5% discount). Max = -20 (still 43% discount). Discount is based on principle operators driving record. If you have an at fault accident, all bets are off!
When you first get your licence you start off with a Claim Rated Scale of 0 (which means no discount). With each passing year you go down (i.e. to -1 = 5% discount). Max = -20 (still 43% discount). Discount is based on principle operators driving record. If you have an at fault accident, all bets are off!
10-10-2012, 10:37 AM
#18
Community Organizer
Also autoplan insurance in Victoria is insanely cheap compared to Vancouver!
10-10-2012, 10:39 AM
#19
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Dave that's insanely lower than I was expecting was possible. Are you paying $0.90 a litre for premium too? =p I'm paying $130 a month which is actually less than I was expecting due to a couple accidents I was in a few years ago.
I almost ended up at +40% over after my second accident but luckily how things work out is the changes didn't take affect until the following year which resulted in a substantially less % over. I recommend if you are in a very minor accident and at fault and you can settle it outside of ICBC to do it. It's the second one that bites you.
I almost ended up at +40% over after my second accident but luckily how things work out is the changes didn't take affect until the following year which resulted in a substantially less % over. I recommend if you are in a very minor accident and at fault and you can settle it outside of ICBC to do it. It's the second one that bites you.
10-10-2012, 01:05 PM
#20
Registered User
I've never had an accident..., pretty sure that is what they told me I was paying, now it may be that is just the ICBC portion or the private insurance portion..., Alex, your the expert, is that possible?