Ask Unkie Trunkie Again!
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From: SJC
Originally Posted by espelirS2K,Mar 20 2009, 04:50 PM
Where's the 
??
UT, wanna take over my lease payment? I'll give you an incentive.......
??UT, wanna take over my lease payment? I'll give you an incentive.......
If the incentive is you'll pay off my bridge HELOC, AND help with the closing costs on the re-fi, you'll have my attention to your proposal.
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Originally Posted by 8D_In_Trunk,Mar 21 2009, 01:20 AM
INTJ flipped it, and summarily ignored it.
If the incentive is you'll pay off my bridge HELOC, AND help with the closing costs on the re-fi, you'll have my attention to your proposal.
If the incentive is you'll pay off my bridge HELOC, AND help with the closing costs on the re-fi, you'll have my attention to your proposal.
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From: SJC
Originally Posted by espelirS2K,Mar 21 2009, 09:07 AM
I'm listening..
However, those are my terms, because I'm an asshole. . . and whatever your lease payment is, I can't swing that, nor the balloon when it's due.
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Originally Posted by 8D_In_Trunk,Mar 21 2009, 10:11 AM
I would feel bad about turning your ~$25K depreciating asset problem into a ~$75K debt-against-nothing-you-personally-would-own problem.
However, those are my terms, because I'm an asshole. . . and whatever your lease payment is, I can't swing that, nor the balloon when it's due.
However, those are my terms, because I'm an asshole. . . and whatever your lease payment is, I can't swing that, nor the balloon when it's due.
.Actually.. my balloon at the end will be very decent. Based on s2000's that were selling when they were 3 years old, before the recession, was around $20ishk. My payoff is around $17ishk last time I checked so
not too bad.And I can't do swap-a-lease because Honda doesn't have the licensing to re-write leases
. Not that I can't afford it, I'd just rather not 
.
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From: SJC
Originally Posted by espelirS2K,Mar 21 2009, 09:37 AM
Not that I can't afford it, I'd just rather not .
.$17K on a depreciating asset versus an ongoing roll into an asset which (should, knock on wood) appreciate.
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In keeping with the trend.. I wish I would have the "financial literacy" a year ago that i do now. I'm pinned for another 2 years, while the market continues to slum. IF ONLY I had $5k to invest, sit on for 2 years, buy a house (assuming I make a decent return on stocks), and rent it out.
But I was a dumbass a year ago.
But I was a dumbass a year ago.
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Isn't that the truth.. At least I'm still young enough to recover by the time I'm 21.. .
UnkieT, why is WallStreet so ****ing stupid?
UnkieT, I need a student loan, wanna be my cosigner?
UnkieT, what makes the world go round?
UnkieT, how was your weekend?
.UnkieT, why is WallStreet so ****ing stupid?
UnkieT, I need a student loan, wanna be my cosigner?
UnkieT, what makes the world go round?
UnkieT, how was your weekend?