CrazyCracker82

I keep bring up CU's b/c both of my used vehicles I have were financed through a local CU and both the rates and terms were better than what I could have gotten through Toyota Financial. (I work for Toyota)

cthree

The dealer is fine if they are offering you a good value. Dealer financing horror stories are much more the fault of a customer who didn't shop around for a good loan and signed up for a shitty one because they are lazy idiots. It doesn't make it the dealer's fault. Complaining about it after the fact is nothing more than failing to accept responsibility for your own bad decisions; irresponsible, lazy and stupid.