Wow some very nice setups..!

That 55g looks well established... Loving that clam bro, it looks awesome.....

And as far as "setback", i have about $2kish into my tank with everything, tank, stand, lights, sump/filtration, rock, coral, fish, etc... But it didnt just happen over night, my tanks been running for about 8 months but alot of my equipment was moved over from my old 40g tank...

If you keep your eye out on craigs, you can find some awesome deals, just be patient and you'll find something... I will tell you this though, you do not want to get into saltwater/freshwater tanks for the resale, as its extremely horrible......