amex blue repin, i love miles and their customer service is the best out there amex or fail

 

you may not get the amex blue right off the bat. bank of america has plenty of cards they will give you that you can use to build your credit (one of them was my first card during college). i then got an amex. but yeah, its easy as hell to pay the bill through their online banking...i dont know the apr as i pay it off..im sure its rediculous

 

Oh no, I understand that. I was just asking a general statement. . One of the bankers I work with was telling me that if your credit card balance is continually more than half of the credit line at any given time, even if you make the payments, you're credit will go down.

Another good way to build credit is to have a cosigner and finance a car. That's what I'm doing and my credit went from non-existent to over 750 in a matter of six months . (Granted it's not ESTABLISHED all the way, it's a nice number)

 

Don't get anything from Capital one.

 

yeah I made a capitol one credit card long time ago but never got to use it and had some issues and the customer service was crap..so I'm calling now to just cancel it..hope they don't disconnect me like yesterday..
don't ever get capitol one!

 

I don't know how the financial industry engineered this masterpiece, but getting everyone obsessed with their credit rating in order to take on more debt may be the greatest scam of my generation.

Spend your time researching investing instead of worrying about which company you are going to give your money too.

I wouldn't even look at a credit card until you have the ability to take advantage of rewards.

 

BOA student cards normally come with a $2000.00 limit. That was my first card also and I think my rate is in the neighborhood of 19%.

 

2400.00 and an APR of 19% as well- I have a citi platinum card for students

 

Chase one here, with 8.9% fixed

 

I have a Chase Freedom Visa Signature and Bank of America platinum plus

I'm 20... well I turn 21 tomorrow and have had the bofa card since I was 16 and Chase a year ago.

Bofa limit 26k -10.99%APR
Chase 15k limit -13.99%APR