Federal laws required that Credit Bureaus must investigate and post the results in your credit history within 30 days after they received your complaints. The result of the investigation may not be exactly what you think it should be, then you will need to contact creditor(s) to correct the error(s), that will take more than 30 days.

Some problems may take many months or years to correct, such as Identity theft. If someone got you ID and rack up thousands of dollars in credit cards, loans ..., it will take forever to correct this problem.

 

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