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Fastest way to improve my credit score?

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Old Jan 31, 2010 | 12:59 PM
  #21  
AP1ChowFun's Avatar
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Originally Posted by josh7owens,Jan 31 2010, 08:40 AM
your 20 and make 40k a year? whats your job?
while in college too...
how do u do it? or even have the time to do all that.
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Old Feb 1, 2010 | 07:20 AM
  #22  
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Why do you need to finance a sports car while in school?
Just buy a 10k car or save up another 6 months or so and pay cash for the newer s2k. Credit score is over rated. The only people who rely on it are those without money in the bank. Not that it's not a nice perk, but relying on it for major purchases is usually not a good sign. Do you have any investments? If you have investments that equate to the loan that can go a long way. If you don't have those investments, maybe that's a sign you should switch places with the bank and make money off someone else (dividend paying stock i.e.).

If you have student loans, paying those off will also boost your score.
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Old Feb 4, 2010 | 01:01 AM
  #23  
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Originally Posted by AP1ChowFun,Jan 31 2010, 01:59 PM
while in college too...
how do u do it? or even have the time to do all that.
Mon-Fri schedule 8:00am-12:30 school
1:00pm-9:30p work

Some people look at my schedule and call me crazy, but ive gotten use to it. no biggie.

UPDATE:
i got approved at my local credit union with 4.5% interest! thanks guy, i would never have applied there if it wasnt for you guys. you guys literally made this possible. thanks again.

expect to see my ap2 soon
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Old Feb 4, 2010 | 05:30 AM
  #24  
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^ glad to hear it. 4.5 is not bad at all.
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