thats if ur brave enuff to admit to it. me, i would say i have about $1300 total on CC debt. im tryin not to use my credit card anymore, but somehow i keep establishing debt. hopefully this will be the end for it. its so frustrating sometimes.

 

$0.00 Never have carried a balance. I just don't buy what I can't afford.

 

oh man, i need to start thinkin like you S2000raj

 

man.. 1300$ isn't crap.. cc debt consist of at least 10k or more

 

none right now... was as high as 10k I guess.... I might accrue some more if I choose to offload some car stuff at 0% apr.. does that count?

 

Keep mine at 0.00...I know lots of people maxed over 30k. So stupid....I'd say you're not in bad shape, you have to send as much as possible each month.

 

u got that right Bill. well, being only 21, $1300 is alot for me! thats why i gotta pay it asap!

 

$0.

My wife's idea. I used to run it up to a couple grand in summer when I was road racing, then pay it of in winter. Now we are cash & carry.

 

i think i had $2400 or so when i got out of college.....i got a bank loan and paid it off..... since then I pay off the balance monthly....... we get 1% back towards toys R US stuff..... so I charge everything (my rental utilties, property taxes, etc....).... but still pay it off at the end of the month.

goodluck paying off the $1300.... shouldn't be too hard...hopefully.

 

I get a monthly AOL charge of $2.95 on one CC(its in the check book), and the CC thats in my wallet (pays for gas, impulses, and get 1% back) usually gets a balance anywhere from $200-$1000 and gets paid in full every month.