Off-topic Talk Where overpaid, underworked S2000 owners waste the worst part of their days before the drive home. This forum is for general chit chat and discussions not covered by the other off-topic forums.

why do people create their own financial misery?

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Old Jun 4, 2006 | 10:03 PM
  #171  
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i grew up around well off people. and as you talk about dysfuntional poor families, i think of all the dysfuntional rich familes i knew. it is possible that when people have more money, they COULD have better family structure, but 99% of the time, it is not true.

i do not disagree with you, Scot, but i still dont know for sure if the well off responsible people are any happier than the in debt people. sometimes wrongly thinking you're the shit is better than honesty trying to be the shit.
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Old Jun 5, 2006 | 05:47 AM
  #172  
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Originally Posted by wickerbill,Jun 2 2006, 01:22 PM
Then why don't you start a thread that you find more interesting? I thought this thread was pretty funny at times.

Oh yeah, Scot drives an NSX!!!!!
Please READ a post before replying, dipshit. I said that the "topic" was a boring one...

1.) Yes, there have been some funny posts on within this thread
2.) People here typically do not like to participate in the REALLY interesting threads/topics.
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Old Jun 5, 2006 | 08:44 AM
  #173  
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Dallas is the HOME of $25k millionaires. They make $25k, but live like they're millionaires. It's sad.
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Old Jun 5, 2006 | 09:12 AM
  #174  
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Originally Posted by mav,Jun 4 2006, 11:43 AM
Heres a good one for you people...

My best friend's cocky counsin-in-law and his stuck-up wife lives in this one room efficiency in the back of some guy's house. This room is literally smaller than my master bedroom in my house and their bathroom is the size of the bathrooms on an airplane. He works for Bellsouth doing customer service making $10 / hour while his wife is unemployed as far as I know.

Besides all the appliances in their one little room, they managed to stuff in a king size bed, a dresser, top of the line Dell XPS PC with a Dell 21" LCD monitor, a 50" Samsung flat panel LCD HDTV (BTW they can't even get an HD signal ) and a Pioneer home theater system. Hanging from one end of the room to the other is a rod that they use to hang their designer clothes from Banana Republic.

They share a single car - a fairly new Nissan Maxima with chrome 19" wheels and a $5K stereo system.

I remember when I got my S2000, I drove it over to my friend's house for him to check it out and his counsin-in-law was there. He goes, "Whats that, your overpriced fag-mobile?" I replied, "For someone that makes ten bucks an hour and lives in a one room shithole, pretending to be someone that you're clearly not, you have a big ****ing month." He turned around and left.
Man, that kind of spending when you don't have the means is out of control! I didn't even get my own car until I got out of college and was working. And even then, it was a used Honda Accord.

I just don't get it. I wouldn't be able to sleep at night knowing that I was a slave to my bills. I mean, I KNOW for a fact, I don't wear cool clothes, or drive the best car (although I do have an S2K) or have the newest gadgets. Sometimes I wish I did, and probably I do wish I had even more disposable income to be able to treat myself on some of these things. The problem is I have a budget and I stick to it. And I have PLANS for my future. So when I want to buy all that I remember things like paying bills, paying for my grad school loan, 401K, additional retirement planning, etc. and I remember that you CAN strike a balance between enjoying yourself now, and making sure that I don't have to be bagging groceries when I'm in 80 years old. Whenever I really want to indulge in something, I save for it, and don't buy it until I can afford to pay it outright, or within a reasonable time.

I really would hate to buy all the cool stuff if I would sweat it everytime the credit card bill came up. It's better to work to live, that to live to work (to pay off your bills).
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Old Jun 5, 2006 | 10:00 AM
  #175  
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Originally Posted by Incubus,Jun 4 2006, 11:40 PM
For the same reason that you put two packets of icing on your toaster strudel in the morning.


Happy now, sad later.
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Old Jun 5, 2006 | 12:47 PM
  #176  
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make no mistake, EVERYONE is a slave to their bills unless they dont need to earn anymore money. doesnt matter if you own or rent.
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Old Jun 5, 2006 | 01:24 PM
  #177  
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20% of salary into savings/retirement forever + fiscal responsibility will make sure I'm a happy camper
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Old Jun 5, 2006 | 06:29 PM
  #178  
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Dude scot, you haven't figured out anything new. People with descipline, and money management skills are gonna make/save more money. No one has the right to judge or choose another persons life.

Besides, if you convince everyone to be like you, who's gonna rent your proerties? who's gonna make the retail store owners rich? Money keeps flowing one way or another, just keep your eyes on it, and place yourself in a desirable position.
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Old Jun 6, 2006 | 04:05 AM
  #179  
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Originally Posted by Amit,Jun 5 2006, 09:29 PM
Dude scot, you haven't figured out anything new.
damnit.... and I just filled out the copyright papers on this......


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Old Jun 6, 2006 | 08:09 AM
  #180  
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I run myself into debt because I know I can pay it off once I graduate next Fall (automotive engineer)
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