Say you have MY02 or better... And for insurance you have full glass coverage. For some god awful reason your rear glass breaks. Would some venture to say new top??? Lets have a poll on this for s!ts and jiggles.

 

I voted for the finger.

Reason being is the full glass coverage isn't offered through my insurance company. They don't offer it because it's automatically included for the front windshield under Florida statute, but no love for the rear window.

 

I say just the glass. The less you take apart the car, the fewer rattles and misfit panels in the long run.