S2000 Talk Discussions related to the S2000, its ownership and enthusiasm for it.

Insurance discount

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Old Jan 21, 2005 | 12:21 PM
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Default Insurance discount

http://www.msnbc.msn.com/id/6852431/&&cm=LocalNews&ce=localnews&hl=New+Device+May+Save +Drivers+Big+Money]news story[/URL]
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Old Jan 21, 2005 | 12:28 PM
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Nice topic, wrong section.
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Old Jan 21, 2005 | 12:43 PM
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Originally Posted by Search Bar,Jan 21 2005, 03:28 PM
Nice topic, wrong section.
Too late now...I'll have to let the mods move it.
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Old Jan 21, 2005 | 12:54 PM
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I would be f-u-c-k-e-d if I had one of those in my car!
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Old Jan 21, 2005 | 01:00 PM
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Yeah, I am thinking that I'd be getting a 5% to 25% INCREASE on my premium if I had one of those things!

Craig
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Old Jan 21, 2005 | 01:07 PM
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Me too.
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Old Jan 21, 2005 | 01:27 PM
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Actually I've seen a picture of the device, and it looks suspiciously like one of these:

Davis Carchip

I have one (Carchip, not the Insurace version) in my car for combating possible "driver abuse" claims, speeding tickets and overall curiosity over how the car works. You cannot "hack" the device or fool it. It was originally designed for fleet operators to keep track of the usage of the fleet vehicles.

It does not know where you go or where you are, just what time, how far, and how fast. It cannot say you were doing 50 in a school zone or a residential street. It will say you were doing 90MPH in a car registered in, say, California where the max speed is 65-70MPH. It will also say if your "10 mile daily commute to work" is actually 10 miles.

For the end user, it's a great device. For anyone else (insurance, law enforcement) it's big brother. The idea is to use the device as a carrot to entice drivers to install them, then the "discount" becomes a "penalty" for drivers who refuse the device. It's also possible then that drivers who refuse would be considered "uninsurable".

TripSense Website
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Old Jan 21, 2005 | 01:34 PM
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For anyone else (insurance, law enforcement) it's big brother. The idea is to use the device as a carrot to entice drivers to install them, then the "discount" becomes a "penalty" for drivers who refuse the device. It's also possible then that drivers who refuse would be considered "uninsurable".


This is what worries me, and if the public willfully plays along that is exactly what I see happening. Remember........ Just Say No
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