I have been dying to get an S2000 for the longest but insurance is killer in The Bronx. I am 23 male single and clean record and was quoted at $830 a month. I will have to wait until I relocate or find another way of getting insurance that is not a car payment on an M3. This is annoying because location is playing the major role in the price hike. Age is also a factor but when quoting same information in other areas I find much lower rates.

 

For anyone doing the math, that is nearly $10k/year. People pay less for coverage on Ferraris.

 

Necroposting?

Look who else it brought back from the dead... It's like someone did a seance and called back old S2KI members...

 

Don't buy a civic either. Due to high theft, civic's are expensive to insure as well. A corvette is cheaper then a civic to insure.

 

ouch bro ouch. i remember getting my quote for my 240 at 20...if i didn't have my license since 16, my ins rate would've been thru the roof even with base liability...(i was paying somewhere around 800/6 months with all the discounts possible). sucks that i live in nyc, i'm sure cali is going to be expensive too though.

honestly though, there's not much you could do at this point. ur 18, i think 300/month is actualy pretty good for you. so either you pay to play, or wait till you're at least like 21 ish.

 

just be happy that you're only 18 driving such a nice car.
the payments won't seem as bad...
seriously, when i was 18, i had a super sweet 1978 accord hatchback. it got all the ladies, and by "all", i mean "none"

 

damn to the guy that was quoted 830 in bx...what company and what type of coverage? and was this gonna be under your name?

i'm in the same situation, will be 23 soon, good record, license since 16, probably gonna insure it under my parents name and so on...but man if it's gonna be that much there will be no way in heck i would be able to afford that.

 

Didn't read the whole thread, but have you tried progressive?

And how can you afford an S2000 at 18 and not afford insurance?

 

Old man here 46 yrs old, about 2 tickets a yr, s2000 is third car for for fun driven about 5 to 6000 miles a yr, $160 every 6 months through hartford, Hagerty would do it for agreed value of 20,000, for 560 per yr, they insure our vette not sure if you have to have a classic with them to insure a s2000, tell them its a exotic, collector

 

Yeah well I been on Geico website trying to find a way to insure it and it seems that changing my location is the best way. I entered same specs 23 single male clean record and found lower rates in my cousins zip code but the lowest I could get it to was $529. It really frustrates me that I can not get a car because of insurance. Insurance is dumb anyway females get lower rates but are the ones texting, putting make up on while drinking their starbucks, looking for something at the bottom of their pocketbooks, and soccer moms fighting with their children but because I am a male under 25 although my record is clean I get charged an arm and a leg. Also the defensive driving course does nothing much for anyone but, a driver who goes to a driving school and learns car control and handling a vehicle in all types of situations get no credit towards insurance.