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Let's talk insurances

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Old Oct 14, 2009 | 09:53 PM
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Default Let's talk insurances

Ok so I know there have been some discussion over this but none seemed to be helpful

For an AP2 I was quoted 380 a month with my corolla as my primary vehicle, 500 deductables. I'm 25, live in Los Angeles, and have a spotless record. Is that a lot? I might go AP1 which I would hope would be cheaper. What are your stats? What do you pay? Thanks
Old Oct 14, 2009 | 10:09 PM
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call wawanessa, im 21 with an ap1 and clean record and they charge me 1055 a year. Full coverage by the way.
Old Oct 14, 2009 | 10:24 PM
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Originally Posted by S2Kmonkee,Oct 14 2009, 10:09 PM
call wawanessa, im 21 with an ap1 and clean record and they charge me 1055 a year. Full coverage by the way.
Wow that's cheap, have you dealt with them before, I hear both good and bad thing about them, but that's dirt cheap
Old Oct 14, 2009 | 10:29 PM
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i have wawanesa as well and i'm fully covered.. my brother is the primary and i'm under him but basically i pay 860 a year and i have an 06 s2000.
Old Oct 14, 2009 | 10:56 PM
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Paul_A: how old is you/your brother just for reference?
Old Oct 15, 2009 | 04:49 AM
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Originally Posted by hachi-roku_fan,Oct 14 2009, 09:53 PM
Ok so I know there have been some discussion over this but none seemed to be helpful

For an AP2 I was quoted 380 a month with my corolla as my primary vehicle, 500 deductables. I'm 25, live in Los Angeles, and have a spotless record. Is that a lot? I might go AP1 which I would hope would be cheaper. What are your stats? What do you pay? Thanks
There have been TONS of discussions about this and it comes down to:
1) Your location
2) Your marriage status
3) Your other accounts with the company
4) Your homeowner's status

Basically nobody's advice will help you over the generic spouting of what they pay. Which we just had a thread on this week.

If you're looking for specific information, try your LA subforum or calling actual insurance companies for quotes.
Old Oct 15, 2009 | 06:12 AM
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had to add a few more points (sorry)


There are a lot more factors than those listed (usage, travelling radius, amt of coverage, credit rating, year of car, violations including those that are your fault as well as not-at-fault, etc...)...and these vary by carrier as well.
Also, when you are referring to coverage as "full coverage" this can vary as well.

What you may consider "full" coverage may vary from person to person..


Check online and search for comparison rating sites. Many of those sites can give you the rate for several carriers.

Good luck..
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