Right now there are three cars on my policy.

2001 S2000
1997 Integra
1996 Accord

When it comes to Collision and Comprehensive, would it make more sense to have $250 deductible on the daily driven cars (The Accord and the Integra) as they see far more road duty and have $500 on the S2000, or just the opposite as those are are indeed older and $500 for a repair might outweigh the cost of its worth, whereas $250 on the S2000 could come in handy for those 'spirited' drives?

Trying to save a buck by not putting them all at $250 or less.

 

Well I start at 500 buck, but the colision and comprehensive they say you put out to repair your vehicle.

When ever I repair my car it cost way less any way. So i put it up 1000buck deductible. When ever you get into accident the insurance always quote 1000g or more. So they always going to pay the person that you hit. While you can repair your car for a lot less than what they quote.

ex. I got accident, they quote my car was 4000, I fixed it 400buck.

so just raise the deductible and save you money on the insurance.

PS. You might not understand what i'm saying. b/c i'm not good with words.

 

So $500 across the board seems to be the general consensus?

 

How much are the Integra and Accord worth? On cars more than 10 years old, I usually drop the collision coverage all together. If the damage is minimal, you can make it road worthy for not much out of your pocket, but being more than 10 years old, it won't take much for the insurance company to total them.

 

According to the NADA book, the Accord is worth around $3,000 and the Integra is worth $5,000.

There are several small dings and paint issues that we have not reported because simply, its not worth the additional premium a claim would cost.