Is anyone on classic car insurance for the S2000?
01-19-2015, 09:43 AM
#1
Thread Starter
Is anyone on classic car insurance for the S2000?
Just wondering if anyone has Classic car insurance already for their S2000. I plan to make the calls and ask all the questions in the spring but I figure someone here might already know.
I am fine with low km limits as I don't put many km on the car anyway.
Thanks!
I am fine with low km limits as I don't put many km on the car anyway.
Thanks!
01-19-2015, 09:56 AM
#2
Have you also seen the list of restrictions?
I looked at it before and the one I saw said you can't drive to work, can't park at malls, can only drive to car club meetings, etc
I looked at it before and the one I saw said you can't drive to work, can't park at malls, can only drive to car club meetings, etc
01-19-2015, 10:30 AM
#4
I don't think the S2000 can be insured under this category...
Vehicles That May Not Qualify
Because we provide low-cost, agreed-value coverage, we are not able to provide coverage for certain vehicles due to how they are used and the increased risk associated, including:
In order to qualify for our Agreed Value classic car insurance you must meet the following requirements:
Flexible Usage
Our policy allows you reasonable pleasure use, with no fixed restrictions — it just can't be your daily driver.
Storage
Collector vehicles must be stored in an enclosed, secure structure when not in use. Appropriate storage includes:
We are not able to offer coverage to drivers with a serious infraction within the last three years. Serious infractions include:
Regular-Use Vehicles
Because we provide low-cost, agreed-value coverage, we are not able to provide coverage for certain vehicles due to how they are used and the increased risk associated, including:
- Daily-use vehicles
- Camping, off-road, or utility-type vehicles
- Late model vehicles that have been highly customized for looks or performance (commonly referred to as “Tuner”)
- Vehicles that are highly customized for appearance and suspension (commonly referred to as "Lowrider")
- Commercial-use vehicles
- Motorcycles or scooters
- Replicas of the 1963-67 Shelby Cobra Roadster
- Vehicles that are used for racing, timed events, autocross or drivers education
- Vehicles modified with features such as a roll cage, wheelie casters, parachutes, nitrous components or modifications that permanently remove the roof and/or doors.
- Vehicles with 700 hp or greater (manufactured or modified)
- Right-hand drive vehicles newer than 25 years, specifically those imported from Japan
- Dune Buggies
- Motor homes or recreational vehicles
In order to qualify for our Agreed Value classic car insurance you must meet the following requirements:
Flexible Usage
Our policy allows you reasonable pleasure use, with no fixed restrictions — it just can't be your daily driver.
Storage
Collector vehicles must be stored in an enclosed, secure structure when not in use. Appropriate storage includes:
- private residential garages
- private pole building or barns
- rental storage units
We are not able to offer coverage to drivers with a serious infraction within the last three years. Serious infractions include:
- Alcohol-related offences
- Reckless driving
- Excessive speed violations
Regular-Use Vehicles
- All household members with a valid drivers licence must have a regular-use vehicle for daily driving.
- Motorcycles and public transportation are not considered viable regular use vehicles by our program in most cases (contact us for details).
- Applicants must also maintain regular-use insurance in their own names.
01-19-2015, 10:41 AM
#6
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Spotter
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I don't know what you guys pay for insurance but I'm already under 100$ a month, and I'm just about coming up on my 25th birthday. Wonder what will happen to my insurance rates then.
Read up on this a little, seems like a lot of hassle to get this implemented and seems like it's quite restrictive
Read up on this a little, seems like a lot of hassle to get this implemented and seems like it's quite restrictive
01-19-2015, 11:07 AM
#7
Registered User
I don't know what you guys pay for insurance but I'm already under 100$ a month, and I'm just about coming up on my 25th birthday. Wonder what will happen to my insurance rates then.
Read up on this a little, seems like a lot of hassle to get this implemented and seems like it's quite restrictive
Read up on this a little, seems like a lot of hassle to get this implemented and seems like it's quite restrictive
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01-19-2015, 11:33 AM
#8
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Originally Posted by kryptonite' timestamp='1421696481' post='23473839
I don't know what you guys pay for insurance but I'm already under 100$ a month, and I'm just about coming up on my 25th birthday. Wonder what will happen to my insurance rates then.
Read up on this a little, seems like a lot of hassle to get this implemented and seems like it's quite restrictive
Read up on this a little, seems like a lot of hassle to get this implemented and seems like it's quite restrictive
Probably has to do with Oakville + I've put less than 5000km on the car since 2012
01-19-2015, 11:43 AM
#9
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i'm curious about this too, but I'm only 20, and the bit about the 10 years of driving experience has me concerned... I also have 4 speeding tickets in the last year, but no demerit points.
I store my s2000 indoors, I use my dad's car as a DD while he's in texas, when he's not, I ride my bike so the other kids at my campus don't slash the top or something. I only drive it to "car meetings" (cayuga, mosport etc.
) otherwise, and I fit most of the other criteria.
so the insurance is under my name, but I'm under my dad's umbrella plan, so I'm wondering if I can still qualify.
I'll give my insurance company later, but I'm just wondering if I can get a quick answer from someone that would know.
I'm with TD melan melonche if it makes a difference.
I store my s2000 indoors, I use my dad's car as a DD while he's in texas, when he's not, I ride my bike so the other kids at my campus don't slash the top or something. I only drive it to "car meetings" (cayuga, mosport etc.
) otherwise, and I fit most of the other criteria. so the insurance is under my name, but I'm under my dad's umbrella plan, so I'm wondering if I can still qualify.
I'll give my insurance company later, but I'm just wondering if I can get a quick answer from someone that would know.
I'm with TD melan melonche if it makes a difference.
01-19-2015, 12:50 PM
#10
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mine is insured with haggerty. under a limited production car policy. (not a classic car policy)
the benefit with this was they took my car with all my mods. supercharger included.
it was the same money, but I could sleep at night knowing if my car disappears my car and my mods are fully covered.
its about 1100 a year for me, with this policy it has to be paid in full up front. u also must have a good driving record to qualify
cheers Russ
the benefit with this was they took my car with all my mods. supercharger included.
it was the same money, but I could sleep at night knowing if my car disappears my car and my mods are fully covered.
its about 1100 a year for me, with this policy it has to be paid in full up front. u also must have a good driving record to qualify
cheers Russ