JMP

I'm thinking of getting a second car to cruise up/down the motorway in.
Anyone any experience or knowledge re companies offering some no claims discount on a second car if you insure it with them too?

Jonathan

s2000please

The individual earns the NCD not the car

echo66

Yeah thats what i thought. I have my Focus with full NCD with Tescos & the S with Sainsburys again with full NCD (proof not asked for!). Sainsburys never asked if i had another car. Wouldn't make any difference as far as i see it. You can't drive both cars at the same time.

Ed

Steve54

You'll be in a world of sh17 if anything happens and either insurance compay finds out about that. You cannot use your NCB on 2 cars, you need have the insurance company agree to give you full NCB on both cars, some will do this some will not.

I have my Tiv insurance with THB Egger Lawson who offered me full no claims on the Tiv provided i had a policy on a second car with a different insurer. Admiral also offered a special deal on insuring both cars.

GSi

Is that like East17? if so, thats very very bad

Steve54

Who?

Craigyboy

Yep, tis true. NCD applies to one car only. Tesco would only issue me a letter stating what my NCD was when I either relinquished it from the beater, or terminated my policy.

I am with Elephant, they applied my 5 years NCD to the S2000 and then gave me a 3yr NCD for the beater, and they explained that they couldn't give me a full NCD on the second car as my wife had a claim 3 years ago.

Give Elephant a call. They were cool.

cb

echo66

Yeah i read my post & thought...ah...ooops not right that. I'll sort it with the Focus. Give it to the missus to insure with me named.

Ed

AquilaEagle

Tried looking Johnathan, couldnt find anyone to do this

Shipley

I have.

I use a broker called Lifesure, they insure the S for me and added the beater to that policy...no restrictons...dirt cheap.

http://www.lifesure.co.uk/