I recently renewed my insurance for 12 months and the fee was

 

It's the level of risk attached to occupation I guess Geoff

Dunno why unemployed would be higher risk than what you were before, that's down to actuary tables and stuff

 

Yes I think that's the reason - your occupation would a factor used in calculating thre premium.

Keep in mind that when you renew, you will often have 15 days or so, from expiry of last years policy, depending on who your insurer is(check your documents - could be 7 days), as a "period of grace", during which time you can cancel your cover without penalty, even if you've already paid the premium.

It may be worth getting some fresh quotes from other insurers within this time period to see if you can get a better deal - i.e. other insurers may regard being unemployed as less significant.

 

b*stards, Admiral insurance charged me an extra

 

Try a few online places with you as unemployed, and if you can get a decent price tell the original place where to stick it.

 

Thanks for the replies folks.