WTF? Who told you that

 

with State Farm before I was 25 I payed $45/m for my R6, when I turned 26 it dropped to $15/m.

 

I got my bike when I was 23, at the time I was paying $500/year full coverage, now i'm 26, I pay $200 full coverage.

I checked with Progressive just the heck of it and they quoted $10K/year for my bike. This was 2 years ago. I have an 02 CBR F4i. A buddy of mine couldn't even get his bike insured due to his age. He's 21.

 

Last year when I had my F4i, Progressive gave me outrageous insurance quotes as well. ( I was 19 at the time.) I ended up going with Country insurance and I paid like $90/month for full coverage.