in trouble with the old bill
Joined: May 2005
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From: Perth, Australia
Just don't drive his car to the police station!
I'd take both forms and point out the first had you covered, and they you wrongly assumed that the 2nd cover note had the same.
Apologise, menton you'dnever have done it if you'd known, and see what they say.
I'd take both forms and point out the first had you covered, and they you wrongly assumed that the 2nd cover note had the same.
Apologise, menton you'dnever have done it if you'd known, and see what they say.
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Joined: Jul 2002
Posts: 5,649
Likes: 1
From: North Staffs
Originally Posted by Bibbs,Apr 24 2007, 09:29 AM
I'd take both forms and point out the first had you covered, and they you wrongly assumed that the 2nd cover note had the same.
Apologise, menton you'dnever have done it if you'd known, and see what they say.
Apologise, menton you'dnever have done it if you'd known, and see what they say.
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Joined: Jan 2006
Posts: 258
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From: Midlands
I've just checked my Norwich Union policy and it states:
"....Liability to Third Parties, the policyholder may, subject to the owner's express consent also drive a motor car not belonging to him/her or hired to him/her under a hire purchase or lease agreement."
So that's the GOOD news....
However, mine (unbeknown to me until now) also states in another paragraph:
"...Excluding....Use for travel to and from a place of paid employment or for business purposes".
EEEK! I never use it FOR business, but I do sometimes use it to travel to work and back. Guess I need to phone NU and find out *HOW MUCH* extra this will cost.
"....Liability to Third Parties, the policyholder may, subject to the owner's express consent also drive a motor car not belonging to him/her or hired to him/her under a hire purchase or lease agreement."
So that's the GOOD news....
However, mine (unbeknown to me until now) also states in another paragraph:
"...Excluding....Use for travel to and from a place of paid employment or for business purposes".
EEEK! I never use it FOR business, but I do sometimes use it to travel to work and back. Guess I need to phone NU and find out *HOW MUCH* extra this will cost.
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Joined: Jul 2002
Posts: 5,649
Likes: 1
From: North Staffs
[QUOTE=richg,Apr 24 2007, 11:47 AM] However, mine (unbeknown to me until now) also states in another paragraph:
"...Excluding....Use for travel to and from a place of paid employment or for business purposes".
EEEK! I never use it FOR business, but I do sometimes use it to travel to work and back. Guess I need to phone NU and find out *HOW MUCH* extra this will cost.
"...Excluding....Use for travel to and from a place of paid employment or for business purposes".
EEEK! I never use it FOR business, but I do sometimes use it to travel to work and back. Guess I need to phone NU and find out *HOW MUCH* extra this will cost.
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Joined: Dec 2003
Posts: 9,065
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From: London
Originally Posted by richg,Apr 24 2007, 11:47 AM
I've just checked my Norwich Union policy and it states:
"....Liability to Third Parties, the policyholder may, subject to the owner's express consent also drive a motor car not belonging to him/her or hired to him/her under a hire purchase or lease agreement."
So that's the GOOD news....
However, mine (unbeknown to me until now) also states in another paragraph:
"...Excluding....Use for travel to and from a place of paid employment or for business purposes".
EEEK! I never use it FOR business, but I do sometimes use it to travel to work and back. Guess I need to phone NU and find out *HOW MUCH* extra this will cost.
"....Liability to Third Parties, the policyholder may, subject to the owner's express consent also drive a motor car not belonging to him/her or hired to him/her under a hire purchase or lease agreement."
So that's the GOOD news....
However, mine (unbeknown to me until now) also states in another paragraph:
"...Excluding....Use for travel to and from a place of paid employment or for business purposes".
EEEK! I never use it FOR business, but I do sometimes use it to travel to work and back. Guess I need to phone NU and find out *HOW MUCH* extra this will cost.
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Joined: Jan 2006
Posts: 258
Likes: 0
From: Midlands
Originally Posted by Pie_n_Chips,Apr 24 2007, 11:53 AM
Thats a natty little clause on a standard Social Domestic and Pleasure policy if i ever saw one 
I can see the NU claim form now
I was on may way to visit a friend at 8am in the morning when suddenly.....
I can see the NU claim form now
I was on may way to visit a friend at 8am in the morning when suddenly.....