Off-topic Talk Where overpaid, underworked S2000 owners waste the worst part of their days before the drive home. This forum is for general chit chat and discussions not covered by the other off-topic forums.

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Old Jan 20, 2010 | 07:52 AM
  #71  
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I wish you the best of luck...


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Old Jan 20, 2010 | 08:06 AM
  #72  
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Like someone else said, get the payoff amount and actual percentage, I am betting it's a variable rate which is why it went up to 17%.
Use an ammortization calculator to figure out how much the total payout would be by the end of your term.
Divide by amount of months left.
Pay that amount each month (1000+/month)
Sell parts for money.
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Old Jan 20, 2010 | 08:53 AM
  #73  
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Originally Posted by PRB2000,Jan 20 2010, 08:28 AM
you might be mistaking irresponsible for uneducated in finances and for being taken advantage of by the bank, and i was pretty much lied to by them.

if anyone's gonna keep putting me down. don't bother posting
Really? The bank lied to you? Well what about the contract that you signed? Let me guess, you didn't even read it. Well, why don't you just dig up the original contract and look at what interest rate you agreed to? Let me guess though, you don't have a copy of it.

Man up and accept responsibility for you actions instead of claiming that the bank lied to you about your interest rate.
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Old Jan 20, 2010 | 08:57 AM
  #74  
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I'm getting bent over backwards by the hike in interest rates on C/C's accross the board. It sucks major ass but just man up and pay your shit.

I'm doing that on my car right now until I can sell it. The best way to learn is from making mistakes--we're all human
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Old Jan 20, 2010 | 01:52 PM
  #75  
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Originally Posted by TepEvan,Jan 20 2010, 09:06 AM
Like someone else said, get the payoff amount and actual percentage, I am betting it's a variable rate which is why it went up to 17%.
Use an ammortization calculator to figure out how much the total payout would be by the end of your term.
Divide by amount of months left.
Pay that amount each month (1000+/month)
Sell parts for money.
that sounds about right... thank you
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Old Jan 20, 2010 | 01:53 PM
  #76  
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Originally Posted by clawhammer,Jan 20 2010, 09:53 AM
Really? The bank lied to you? Well what about the contract that you signed? Let me guess, you didn't even read it. Well, why don't you just dig up the original contract and look at what interest rate you agreed to? Let me guess though, you don't have a copy of it.

Man up and accept responsibility for you actions instead of claiming that the bank lied to you about your interest rate.
shut up
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Old Jan 20, 2010 | 01:57 PM
  #77  
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Originally Posted by espelirS2K,Jan 20 2010, 09:57 AM
The best way to learn is from making mistakes--we're all human
i agree.... it won't happen again, cuz now i see what happens. the bank sucks and they make it sound soooo good, even when it's a sh!tty deal.
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Old Jan 20, 2010 | 01:59 PM
  #78  
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Originally Posted by PRB2000,Jan 20 2010, 04:57 PM
i agree.... it won't happen again, cuz now i see what happens. the bank sucks and they make it sound soooo good, even when it's a sh!tty deal.
Raj still has a nice red bridge he'd like to sell you in SF


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Old Jan 20, 2010 | 02:03 PM
  #79  
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Originally Posted by MikeyCB,Jan 20 2010, 02:59 PM
Raj still has a nice red bridge he'd like to sell you in SF


Raj ? i dont get it...... golden gate bridge? yeah i'd proly try to finance that too
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Old Jan 20, 2010 | 02:09 PM
  #80  
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Originally Posted by PRB2000,Jan 20 2010, 05:03 PM
Raj ? i dont get it...... golden gate bridge? yeah i'd proly try to finance that too
Just a playful reference to a time when S2000raj asked if someone believed everything they were told, and then offered to sell them the Golden Gate bridge.

But I like that you'd finance it

I've had bad loans, and still have one with a relatively high interest rate (10.75%) and it pains me, so I don't look at statements for it, I just continue to pay it down and throw in extra on the principle whenever possible. It were taken out of necessity when better options weren't available. You aren't the only one with a bad interest rate by any means - you just have one of the higher rates I've seen on a car finance.
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