(PRB2000 @ Jan 19 2010, 05:20 PM)
and if it did come down to the car being repoed, it would dissappear.


i was gonna bury it in the back yard for ten years.

 

i don't think there's a penalty, but i do have to pay the last months interest if i pay it off. lord knows why?

 

Like that isn't fraud.

 

and one more thing for all you who are bashing me for being irresponsible, back when i got the car and when i refinanced it with my bank. i had no problem making those payments. the stupid economic crisis caused my employer to make 15% pay cuts and we didn't have very many options for overtime. a second job is not an option, finding another job would be worse, i would have to start over on less pay. and my profession is difficult to find any position.

 

it's mostly sarcasm, gimme a break. i just would have a hard time letting the car go.

you must be a cop.

 

Nope.

 

then why do you care about fraud so much?

 

Because fraud affects me and others.

 

It would be difficult to argue that accepting the 17% interest rate was not irresponsible. The only justification I can come up with is being ignorant of the math.

 

you might be mistaking irresponsible for uneducated in finances and for being taken advantage of by the bank, and i was pretty much lied to by them.

if anyone's gonna keep putting me down. don't bother posting