Sorry yo....but you sound clueless......

Please take that as constructive criticism.

p.s. Regardless of your interpretation...... I never stated that I was offended by any of your post so don't put words in my mouth. Thanks. Bye.

 

i messed up a friend's truck and his insurance had to get it. i wound up paying any increases.

 

Personally, I'd suggest small claims court if filing an insurance claim is a concern (higher premiums).