[QUOTE]Originally posted by djohnston
[B]That listing of intersections is complete and total B*ll Sh*t.

 

None for Kentucky. Maybe because we have more horses than cars

 

I wouldn't go quite that far -- I think most of the "skew" in the results is due to lack of data; i.e. Sate Farm doesn't insure everywhere, may not keep the same kinds of statistics in every state, may have had limited time/effort to spend on the report, etc. So overall I appreciate their intent (to improve safety by releasing this kind of report).

That said, it's definitely weird that CA has only 1 listing. I could understand zero listings -- that just means there's no data or insufficient data -- but a single lonely intersection in all of the most populous state? That implies that they ARE keeping data in CA, but for some reason there's only one dangerous intersection?? Gimme a break -- there are 33 freaking MILLION people in CA! I KNOW there are a few high-incident intersections!

 

[QUOTE]Originally posted by Cyber Logic
[B]
Are you sure you guys pay the highest...I was told us here in Arizona pay the highest because we have the worst accident rate in the country???

 

moved

 

Woo Hoo! none of them are close to me.

 

#10 on the list is in my neck of the woods....That intersection is the busiest one in Sacramento especially when CSU, Sacramento is in session. In addition, it is a huge intersection with red light cameras in 4 corners.

 

Yes Cyber I'm sure NJ has the highest auto insurance, it's a badge of dishonor that we seem to win every year.

Safe to say that anything an insurance company tells you is probably spotty in it's truth, after all, the insurance industry told us that "speed kills" when states first announced that they were doing away with the 55 MPH limit. Truth was they didn't want to lose all that revenue they gained from the insurance points we got for speeding!

The only insurance company I've ever been able to trust was USAA, I'll stick with them until they pry the insurance policy from my cold, dead fingers! (To paraphrase the NRA)

 

DJohnston, it must be painful (financially & physically) to be driving in that environment! Two links I would suggest: http://www.statefarm.com/media/methods.htm explains the methods used to compile the data, and http://www.statefarm.com/images/sfyear99.pdf (Financial Highlights) to catch the 1999 financials.

For 1999, this company had an 8.5% loss on claims and expenses, fortunately covered by a healthy (at that time) Wall Street for a net 3.2% addition to the the policyholder protection fund -- it's a mutual company (policyholder-owned), there are no investors. The NJ insurance commissioner's office has the same audited numbers -- NJ gives the thumbs up/down on rates.

Kudos to State Farm for trying to improve our driving environment.