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Car was vandalised, need help with insurance

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Old Nov 30, 2007 | 05:14 PM
  #41  
JackS's Avatar
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Ruprect- You did make a few good points but after all this conversation I would be surprised if you didn't reconsider the use of seat locks in your own vehicle.
The're inexpensive and will protect your seats from theft.
Nothing is going to protect any of us from anyone with a dedicated desire to trash our S2000.
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Old Nov 30, 2007 | 05:48 PM
  #42  
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Originally Posted by JackS,Nov 30 2007, 06:14 PM
Ruprect- You did make a few good points but after all this conversation I would be surprised if you didn't reconsider the use of seat locks in your own vehicle.
The're inexpensive and will protect your seats from theft.
Nothing is going to protect any of us from anyone with a dedicated desire to trash our S2000.
Many interesting facts from this discussion which is good stuff and appreciated. We learn and grow by sharing perspective and experiences.

The lack of dancing cartoons in your post is also appreciated!


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Old Nov 30, 2007 | 06:14 PM
  #43  
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Jeez, that's incredibly stupid. It's times like this that i like our province's unified insurance setup.

That said, do check your local classifieds. You will often find used, good-condition seats floating around for $500ish. Sell your slashed ones for a hundred bucks or so to somebody who has intentions of re-upholstering them with a custom scheme.

Used (good condition) parts should be fine, I'd be leary of aftermarket.
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Old Nov 30, 2007 | 10:23 PM
  #44  
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^I already bought some Bride seats. I never had seat locks because I thought that if someone wanted them, I'd get money for some Bride's but now that I have them I do want to protect them so I will be going with some sort of custom bolt for each seat.

My passenger seat is still mint - I'd give it a 9.5/10. The driver's seat would be a 7/10 if it weren't for the slash marks. I'm sure I can get something for them.

I'm not too worried about the aftermarket stuff - I was at first but the Robbin's tops that everyone here has been using seem to be pretty good. The seats - well I already bought a pair of Brides. The huge price difference is in the amount of labor. The 2nd estimate was from some body shop in the middle of nowhere that might not even know what an S2000 is. I do have the right to choose my shop and I told them I want the estimate to reflect a Honda dealership's labor prices so they are going to have to contact Honda and work it out with them.

They only wanted to pay me for 10.5 hours of labor! That includes reupholstering a seat, changing the top, painting a door, and replacing a door insert and console pad (and 32 dollars for a shift knob... WTF?!?!?!?). This is absolutely ridiculous that that body shop quoted that they could do all of that work in under 11 hours. Honda has it listed for like 25 hours or so, and their labor rate is much higher (take that, insurance!) so hopefully I'll end up getting more. I should find out Monday or Tuesday.
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Old Dec 1, 2007 | 03:59 AM
  #45  
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I am sorry to here about your s2000. One thing I would recommend in the future is to let a professional body shop do the work for repairs. This engages the shop and the insurance company for supplemental damages found during the repairs process. The estimate that your adjuster wrote is just that, and estimate not a final bill. When the shop starts to order the parts for repairs and cannot locate certain items to complete the repairs the price of repairs and parts prices go up and the only thing that you should have to pay is your deductible. Now does come with some stipulations. Most insurance companies limit any aftermarket equipment added by you to your vehicle. Unless you have a specific endorsement to coverage the aftermarket parts. i.e. rims, seats, stereo equipment, performance parts. Also, most insurance companies have guidelines as to what type of parts you will get for repairs. Typically vehicles within 1 year or less than 12K miles will get OEM, after that it will be LKQ (like kind quality or parts from the year of your vehicle found from a salvage yard that are not damaged) and lastly aftermarket parts, which are the least popular because of fitment issues and quality issues.
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