S2000 Talk Discussions related to the S2000, its ownership and enthusiasm for it.

Insurance cost, wow...

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Old Jan 18, 2005 | 04:37 AM
  #11  
Ooalloems2koO's Avatar
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From: Rowland Heights 626
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370x12= how much i pay for my S a year
one accident and 3 tickets (one of them is from racing )
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Old Jan 18, 2005 | 04:42 AM
  #12  
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I have a 702 score, Single, No Kids, No Accidents, No Tickets. Live in Austin Texas and my insurance went down from a POS 2001 Monty Carlo I am paying $118 a month. Kinda cool to get a car that cost more and over all the ownership cost went down by $25 bucks a months with the change. This was from Progressive.
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Old Jan 18, 2005 | 05:07 AM
  #13  
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46 years old, Clean record, Car driven less than 4000 miles/year. $100.00 per month to insure. My '02 Dodge pickup is only $460.00 per year and is driven daily with a much higher risk of being in an accident. The S has a terrible rating with insurance companies. Good luck.
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Old Jan 18, 2005 | 05:25 AM
  #14  
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740 credit, florida, 29, and I pay 620/6 months with 300/500/50 coverage, so about 103 a month. i have one ticket and no at-fault accidents
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Old Jan 18, 2005 | 06:17 AM
  #15  
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I'm 35 with a 680 credit rating ( whatever that means ) I'm in Michigan and in the nice months where I keep full coverage my insurance is $660 for 6 mos. My wifes 04 Corvette convertible which costs $20k more is almost $200 hundred dollars cheaper. Why I don't know and it makes no sense
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Old Jan 18, 2005 | 06:44 AM
  #16  
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I pay $2600 a year because of 1 accident, because it's a 2 seater, because it's a convertible, and because I live in the middle of Atlanta, which has a high crime rate.
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Old Jan 18, 2005 | 06:50 AM
  #17  
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From: SF Bay Area
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Since you're in California, try getting a quote from Mercury and Wawanesa. Those two were by far the cheapest when I was shopping for insurance. I eventually went with Mercury, although Wawanesa was slightly cheaper.

With Mercury, I pay $100/month for my '02 S2000 for 100/300/100 coverage and deductibles of $100 (comprehensive) and $500 (collision). The car is listed as my daily driver of 25k miles annually. I'm 26, there are two other cars on my policy, and I have a good driver discount applied. I live in San Jose. Not sure what my credit rating is, but it was hovering around 700 the last time I checked.

Your quote sounds pretty high, and I'd definitely check elsewhere.
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Old Jan 18, 2005 | 06:56 AM
  #18  
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From: Cleveland, OH
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I had a 03 GTI and when I moved to my S, my insurance when down $150 a year. I pay around 900/year for the S.

28/single/clean record
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Old Jan 18, 2005 | 08:30 AM
  #19  
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From: SoCal
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This in interesting, I called the agent today and asked for a quote on a 05 Miata, just for curiosity...
Almost same as the GTI...$40/year more...
So, GTI: 990/year
Miata: 1040/year
S2000: 2000/year
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Old Jan 18, 2005 | 09:42 AM
  #20  
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From: San Fernando Valley, CA
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I'm a 708 score, live near Van Nuys (Los Angeles). Married, one kid, multiple car & policy discounts. No tickets no accidents.

$1270 per year via "The good hands people".

You should be able to do better.
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