Insurance cost, wow...
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Joined: Nov 2004
Posts: 1,560
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From: Albuquerque, NM
Originally Posted by TwistedS2k,Jan 17 2005, 10:54 PM
where are you located? He's in california and that's why the rate is so high. HOwever, it should not be that high unless he has bad credit and bad driving record
Live in Albuquerque, NM. Both me and my fiancee are on the policy. Full coverage on the S2k, everything except comp/collision on the M3. Multi-multi-policy discount, homeowner, no tix/accidents in 5+ years, and hell if I know my credit score. It's pretty good though. my annual premium is about $1200-1300 for both cars. I think. Maybe less.
Joined: Feb 2004
Posts: 65,403
Likes: 4,684
From: Smalltown
Massachusetts insurance is high as well. Also as one poster mentioned, the insurance company has a specific rating for the car.
I was told they enter the VIN number and some kind of code comes up. The "S" comes up with one of the highest number codes, premiums are based on that, as well as your coverage selections, then if you have any "points" against you, the cost keeps rising.
We are Vintage folks with clean driving records. We pay approximately $1500.00 to insure the "S" and another $1100.00 or so to insure a Jeep Liberty that is already three years old.
No bargains for car insurance in MA, not sure how CA is.
I was told they enter the VIN number and some kind of code comes up. The "S" comes up with one of the highest number codes, premiums are based on that, as well as your coverage selections, then if you have any "points" against you, the cost keeps rising.
We are Vintage folks with clean driving records. We pay approximately $1500.00 to insure the "S" and another $1100.00 or so to insure a Jeep Liberty that is already three years old.
No bargains for car insurance in MA, not sure how CA is.
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Joined: Mar 2002
Posts: 5,937
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From: houston
You have all the fwd noob's that came straight from their accords, civics, preludes, etc. in to the S2000 as their first rwd car, one if not the most unforgiving on the market, to thank for making the S2000 one of the most expensive rwd, two door cars to insure in the United States.
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Joined: Mar 2004
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From: North Texas
Originally Posted by sr20de_f20c,Jan 18 2005, 01:02 AM
I have a 800+ credit rating i'm 23 live in colorado & I pay 2900 for 6 months...(my00)
BTW 31 yrs old married @ 700 score and I pay 131 a month for 01 S2000 and 99 maxima.. ....Allstate
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Joined: Jan 2005
Posts: 258
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From: SF, CA
I'm not an owner yet but I was quoted $1230 a year for the S with my Pathy.
The 00' S carries an insurance symbol rating of 19' but the 04' carries a rating of 24. This is based on a scale up to 27.
To put it in perspective my Pathy is a 19, where as my 99' Miata is a 14. A 27 is something like a MBZ C500...the higher the risk and replacement value the higher the number.
The 00' S carries an insurance symbol rating of 19' but the 04' carries a rating of 24. This is based on a scale up to 27.
To put it in perspective my Pathy is a 19, where as my 99' Miata is a 14. A 27 is something like a MBZ C500...the higher the risk and replacement value the higher the number.
