HELLO guys... last night i was on my way home and it was raining hard ... and i got cut by a truck .. i think he didnt see me cause the rain so when i avoid it i lost control and i end up on the side of the road hitting some bushes... my driver dooor fender and suspension are damaged....i call a towing truck and i took my car to my house... this tuesday i got a guy from the insurance company coming to check the car
i really love my car and i would love to keep it but i dont know if its worth it....
any advices will be appreciate it
thanks

 

Not really sure what you're asking...?

Are you asking wether to keep the car? Or how?

 

it is a 2001 with 100 000 miles very clean with a mugen replica hardtop

 

Well lets see some pictures so we can decide.

 

how can i post the pictures

 

to be honest idk what to do ..thats why i just can tell what happened ......... what would u guys do???

 

While as others have asked lets see some pics, but keep it this in mind they are going to look at book value on the car and most insurance companies once you hit 75-80% of the book value is when they will total the car.

That being said here are a few things to keep in mind.

1- Dont settle for their first offer, think about it and if it does not seem fair and your a reason it does not seem fair you can fight them to get more money, but you need to have some backup or a plan.

2- You can always take the payout from them and then buy the car back to be used for parts or to fix if say your buddy owns a body shop or you know where to get the parts cheap.

3-Take the hardtop off before they get there. If they total the car and pay you off they will come and take the car and sell it at auction to try and recoup what they can on the car, they wont give you fair value on the hardtop and I am sure you will want it for your next S or you can find a buyer here I am sure.

My gut feeling without seeing pics is that it is a total and that it is not worth trying to fix it, once that much damage is done and you start having to deal with suspension damage and quarter panels it gets ugly.

Also keep in mind that at the end of the day you want a car you can feel secure in and not worried about the repairs or if it will ever be right again.


Share some pics and see what the insurance company says.

Good Luck

 

sounds good....thanks a lot billy for all the information, i really appreciate it
i'll try to post some pics and i'll let u guys know what they gonna offer me...
thanks again

 

See what the adjuster says before you start worrying about it. Worth is always subjective and you need to know exactly what is damaged and to what extent before you can start making decisions about it.

 

yea.. see what the adjuster says.
if hes willing to cut you a check for a amount youre gonna be ok with, i say keep it.

you could prob get some aftermarket body pieces and get it repaired with money left over.

the only problem with that is, its gonna hurt you on a re-sale.

if you dont like what hes offering, argue it.
if you still dont like it, get a lawyer.

insurance adjusters job is to give you a little as possible so theyre not gonna be jumping up and down to give you the biggest check possible.
if its possible, keep the car.
lord knows we dont need another salvaged s2000.

it sounds to me like you prob just did some body damage and no frame..
its prob repairable..

good luck man.

insurance rule it at fault accident?