NHTSA INSURANCE DATA: Collision losses
#1
Registered User
Thread Starter
NHTSA INSURANCE DATA: Collision losses
Was trying to find recent street racing statistics and came across this interesting PDF.
Collision Losses
Collision Losses
#2
Wow! That's amazing. The S2000 has a collision loss experience rating that is 2.25 times higher than the average car. It also has the worst rating of all sports cars!!!
This suggests that the accidents that S2000 drivers get into are far worse than average. Our rating is over twice as high as the BMW Z4 Roadster!
I hate to sound rude, but this suggests that a lot of people that buy the S are bad or reckless drivers. Everyone that has a bad wreck with this car makes the numbers worse, and increases our insurance rates.
This suggests that the accidents that S2000 drivers get into are far worse than average. Our rating is over twice as high as the BMW Z4 Roadster!
I hate to sound rude, but this suggests that a lot of people that buy the S are bad or reckless drivers. Everyone that has a bad wreck with this car makes the numbers worse, and increases our insurance rates.
#3
Registered User
Join Date: Mar 2002
Location: Charlotte
Posts: 403
Likes: 0
Received 0 Likes
on
0 Posts
If you read this forum and what people do on the street with their cars none of this should surprise anyone. The S2000 has become the boy racer car of choice and we are all paying the price.
#4
Registered User
reading a forum story or what people do with their cars is hardly representative of S2000 owners. there's over 50,000 S2000's sold in the US. what you read about say 50 different "boy racer" owners on the forum is hardly representative of that group as a whole.
#5
Registered User
Join Date: Feb 2005
Location: Southern California
Posts: 725
Likes: 0
Received 0 Likes
on
0 Posts
There are a couple of problems with this report. 1. Lack of distinction between loss due to theft and collision. 2. Failure to consider number of miles driven per year for varous types of cars. 3. Marked differences in the number of cars in various categories means that the random (sampling) error is substantially different for each of the car categories.
#6
Registered User
Join Date: Jun 2005
Location: EstesPark/BocaRaton
Posts: 3,077
Likes: 0
Received 0 Likes
on
0 Posts
There are a couple of problems with this report...
Another relatively high score is for the Subaru WRX (it would be interesting to see what the STi would get all by itself) -- which is even higher than we are. Having participated in an STi forum, I can suggest with some credibility that the boy-racer phenomenon is even more prevalent with those cars. And given that the S2K is RWD, which few young drivers really know how to deal with right off the shelf, I bet that what we see about oversteer here is one of the big factors behind our high score.
Let's be careful out there. HPH
#7
Registered User
one thing to keep in mind.
if the car sustains more damage in order to protect it's passengers, then that's a good thing. honda's car, by design, is made to take the impact of collisions and distribute it throughout the car. in fact, i believe that when it comes to injuries, it's one of the safest roadsters you can get. it has better passenger safety than even most 4 door sedans.
when someone slams into a huge metal object on the freeway going 70mph, and proceeds to roll the car more than 10 times over 100 yards with the car coming to rest upside down, and the driver gets out and walks away with nothing more than a scratch on his hand, that is a testament to the over-engineering of the safety of this car.
if i buy a car, i could care less how much it costs to repair or how much damage it sustains, as long as it properly protects me and my passenger(s).
anyone ever thought about that?
if the car sustains more damage in order to protect it's passengers, then that's a good thing. honda's car, by design, is made to take the impact of collisions and distribute it throughout the car. in fact, i believe that when it comes to injuries, it's one of the safest roadsters you can get. it has better passenger safety than even most 4 door sedans.
when someone slams into a huge metal object on the freeway going 70mph, and proceeds to roll the car more than 10 times over 100 yards with the car coming to rest upside down, and the driver gets out and walks away with nothing more than a scratch on his hand, that is a testament to the over-engineering of the safety of this car.
if i buy a car, i could care less how much it costs to repair or how much damage it sustains, as long as it properly protects me and my passenger(s).
anyone ever thought about that?
Trending Topics
#8
Registered User
I got rammed by an F150 at over 30mph at the stoplight and walked out with no problems in a 2001. The car absorbed a lot of damage and was totalled.
That is why I have a 2003.
That is why I have a 2003.
Thread
Thread Starter
Forum
Replies
Last Post