I see one problem with this... Insurance agencies run your VIN number through the police systems about once a year to see if you've had any tickets while driving a vehicle insured through them. More than likely, they will find out you had the accident and didn't file the claim. Even though it was no way your fault, they may still count it against you since you didn't report it.

 

I called my insurance company and the agent assured me that since I was inside the building and my car got hit in the parkinglot it will in no way shape or form be my fault or my rates go up.

 

And people wonder why I would rather walk to the store then find a close parking spot

 

Thats the thing. I parked at the back of the parkinglot in the freezing cold like i always do. Yet instead of parking somewhere else out of the hundreds of spots. He chose the one next to the little black car and the end.

 

This is true but according to my sources at multiple ins co. it cost money to do this like 20 bucks a cust. so it all depends if you have had a run in with your ins. co. before, its a game of probability

 

I was in this situation last year, but x10. The guy who hit me took my bumper with him, however he paid cash for the repair, no police report filed, I put my ass on the line but he came through.


I know you're past this part but always get:
Police report
Their insurance information, verify with photo ID
Go from there

 

Yea I was reading your story and was like wow he actually told you about it. Pretty amazing. Now time for a new sexy bumper?

 

Now, time to get the European fog light while you're at it.

 

i got hit in the parking lot also last year~ nobody came and told me untill i found it when i got home~

the rear bumper was totally f***ing damaged... i handled all stuff by myself, didnt claim it due to my age...

that guy is so nice~ treat that guy as good as u can...

 

within a month of getting the G35, someone nailed it when parking and didn't leave a not... cost $2000 to fix it