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So I got hit last night......

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Old Jan 29, 2015 | 08:42 AM
  #1  
spd579's Avatar
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Default So I got hit last night......

Yes, this lady was probably texting and driving as I was waiting to turn and she did this....



So what do you guy think the damage is here? Cost?

She probably hit me going ~20-25 mph it felt much worse than it looks.

Things I thought of when taking the damage into consideration:

- Bumper and under bumper
- rear quarters are bent (not pictured)
- alignment
- deprecation value of car due to the accident.

Anything else you guys think I need to address?

Thanks
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Old Jan 29, 2015 | 09:21 AM
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Has the exhaust been pushed in? could have damaged exhaust hangers/brackets or the actual system
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Old Jan 29, 2015 | 09:21 AM
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Diminished value is the term you are looking for, it tends to vary state by state and is usually a bit of a hassle.
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Old Jan 29, 2015 | 09:29 AM
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Something similar to this happened to me last week.. sucks but as long as there is no major unibody/frame damage ull be alright the value will go down a lil but i don't think by much esp. if its minor. My accident I need to replace Fender, Wheel Knuckle alignment and repaint. your accident doesn't look too bad...
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Old Jan 30, 2015 | 09:32 PM
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I had an accident with similar damage but on the front. I was leaving a gas station and had a women in a civic in front of me. Instead of going forward she slammed the gas in reverse. She hit the front bumper and started climbing onto the car. Luckily the damage was just the front bumper.

I got an estimate done and filed with her insurance. Payout ended up being around $860 dollars. It looks like your damage will be around the $1,000 area.

You can probably replace that rear bumper yourself for a pretty good price if you are worried about the value going doing as it will be on your Carfax.
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Old Jan 30, 2015 | 09:47 PM
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Originally Posted by RXM9600
I had an accident with similar damage but on the front. I was leaving a gas station and had a women in a civic in front of me. Instead of going forward she slammed the gas in reverse. She hit the front bumper and started climbing onto the car. Luckily the damage was just the front bumper.

I got an estimate done and filed with her insurance. Payout ended up being around $860 dollars. It looks like your damage will be around the $1,000 area.

You can probably replace that rear bumper yourself for a pretty good price if you are worried about the value going doing as it will be on your Carfax.
You are lucky the lady was taking up the responsibility...she could have lied about it all and said you hit her instead.

Sorry to hear that spd579. If the quarter panel is bent as well, on top of the bumper and everything...I am guessing it would be north of $1700.
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Old Jan 31, 2015 | 02:30 AM
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That could be a very expensive job. The issue is the rear quarter panel, for a proper repair, it would need to be cut, replaced, welded. If it was just the bumper, easy and cheap.

Yes, I know some will say the quarter panel does not need to be replaced and it can be fixed, yes I agree (at least from the pic, it doesn't look bad). However, going through insurance you will want the proper replacement of the quarter panel. Replacing the quarter panel is an expensive job due to the labor involved especially when some shops will charge like 120+ an hour (ps expensive shops are where you want to go).

With that said, I would suggest going to get a quote from a quality and expensive shop. Insist on the rear quarter being replaced (both with the shop and/or the insurance company, mainly the insurance company. The body shop will probably be more than happy to include that in the quote). Whatever else is damaged, have it added (bumper support, tail light maybe). Don't forget that the quote should include little parts like the license plate lights and the tow hook cover. Cash out and have them cut you a check. Buy a used bumper of the same color and run around to get quotes on repairing the quarter panel. You should profit in the end. And with that profit, you should offset any loses in value. Honestly, I don't think it will devalue much. Just keep those pictures for future buyers to show them it wasn't a serious collision. My thoughts are that a prospective buyer will buy a car if they like it and that's the bottom line, if anything you might have to knock off 500-1000 the going market rate, but that's still happens with a no accident car, haggling is the name of the game.

Just to give you an example of an expensive job, I claimed my cracked windshield through insurance. Cost with labor was 15XX.XX, sounds pretty expensive for a windshield right? That included and OEM windshield, brand new seals, and labor. Unfortunately I didn't cash out on this one, I wanted an OEM windshield. They wanted to have safelite replace the windshield, I insisted on an OEM windshield and went to a shop that the local Honda dealership uses.

If you decide to get it repaired at a shop though insurance rather than cashing out, if replacing the quarter panel is in the quote, make sure the quarter panel is replaced. Lots of shops will quote/bill that to insurance and just repair it thus lining their pockets with more money. If it were me, I'd cash out though. If the quarter panel isn't that bad, I probably wouldn't even fix it.
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Old Feb 2, 2015 | 06:42 PM
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ugh...what part of our wonderful state of NC did this happen in?
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