UK & Ireland S2000 Community Discussions related to the S2000, its ownership and enthusiasm for it in the UK and Ireland. Including FAQs, and technical questions.

How do I avoid this ?

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Old Jan 8, 2006 | 02:26 PM
  #21  
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Id agree, elephant were good for me!

How about a fiat panda as a run about, insurance wont that high as it economical and 995cc 8v got me from A to B, many moons ago.

We are in a similar situation at the moment with my cousin turning 17, although we live in lake district and insurance wont be as high as your area.

Although to be honest, id wait till he is a little older, save up cash for a small runabout and by that time insurance will go down quite a lot.

my two pence.
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Old Jan 8, 2006 | 03:05 PM
  #22  
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How do you get out of the S when it's in the garage?

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Old Jan 9, 2006 | 01:01 AM
  #23  
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My son's been running a 1.1 Fiesta (funded by me!) on and off since he's been 17 (he will be 22 this year). To start with I insured it in my wife's name with him as a named driver. There were two reasons for this: firstly having her name on the policy made it a little bit cheaper, and he might have been able to say he had not had an insurance claim in the past five years should anything have happened (cheaper problem for her than him!). Also, I found that some insurers quote more for TPF&T than comprehensive ("strange but true" - best to get quotes for both types of cover).

Whatever, the first year (on a group one non-japanese car which would be my recomendation) cost about
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Old Jan 9, 2006 | 01:27 AM
  #24  
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Don't forget baby FIATs.

Cheap to run, cheap to insure - Cinq's and Seicento's are plentiful and many are group 1. I've had loads, common problems are well known and easy to fix and they actually carry some residual due to their popularity.

I have found them to be more reliable than comparable Mini's, particularly in the winter.
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Old Jan 9, 2006 | 01:44 AM
  #25  
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might be worth looking at classic insurance on somethign like an old mini, probably the cheapest option especially if you limited the milage to under 5K miles or so a year.

Short term you can hire learner cars with insurance for about
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Old Jan 9, 2006 | 02:14 AM
  #26  
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surely he can afford his own car and insurance. What did he do with all that money he made in 'About a Boy'






then




now
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Old Jan 9, 2006 | 02:25 AM
  #27  
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Nice one Jamie!! Thought I recognised him.

On topic, bad luck, should have had girls! You could always consider a new car with free insurance?? I was looking at a second hand 1 year old Saxo in the dealers and asked why it was being sold after a year-chap said it was a young woman who had bought another new car for the free insurance as it was cheaper than paying for her own insurance! Trouble is if he leaves it a Uni it will probably get nicked.
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Old Jan 9, 2006 | 02:26 AM
  #28  
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IIRC, the Morris 1000 was the cheapest car to insure.

EN postcodes are all loaded - Thieves/lunatics come out of North London to steal your car/hit 'n' run you. At leat you are at the less lunatic end of the range.

Most people are complaining likewise these days. Dunno whether it's parents paying for the shooting match that's making your drivers less careful, or whether insurance companies just spot that over-concerned parents are easier to fleece.


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Old Jan 9, 2006 | 02:29 AM
  #29  
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@ Jamie......


Seriously though, one thing to watch out for is that insuring a car yourself and allowing your son as a second driver, then letting him drive the car as the main driver won't be looked on favourably by the insurance company should a claim arise.
It's fine insuring him as a second driver on a car you do use as the main driver, but only if you can prove it's not 'his' car.

I think they'd probably cry fraud and you'd be hard pressed to contest.....

Best advice is to get him in the lowest insurance car you can find for a year or two and get his NCB built up, it's a fact of life for 17 year olds these days that insurance has rocketed and most will not be able to afford to insure a car they want to drive, so end up not bothering at all or confined to something embarrassing until they turn 20.
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Old Jan 9, 2006 | 02:32 AM
  #30  
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Originally Posted by MarkB,Jan 9 2006, 11:29 AM

I think they'd probably cry fraud and you'd be hard pressed to contest.....
They would, and you would

You have not stated the real risk
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