Chime in if someone stole your CC #
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Joined: Jul 2007
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From: Behind You
Originally Posted by MikeyCB,Mar 13 2008, 07:53 AM
I didn't have it happen with my CC, but my bank card.
They went to the bank and deposited empty envelopes and immediately withdrew a bunch of cash (roughly $3k) because my limits are all increased after having been with the bank for 19 years.
They sorted it out, but they did lock my account for over 3 weeks. I had a hell of a time with them because my paychecks were being deposited to that account (money could go in but not come out) and I missed several bills and pre-authorized payments from the account.
My insurance wanted to cancel me, I was getting charged interest and all kinds of things. A real hassle that eventually was properly sorted out, but the bank did not help much along the way. Made me feel like I was the criminal even though they indicated that they had multiple reports of cards being "compromised" after being used at a common retail location.
They went to the bank and deposited empty envelopes and immediately withdrew a bunch of cash (roughly $3k) because my limits are all increased after having been with the bank for 19 years.
They sorted it out, but they did lock my account for over 3 weeks. I had a hell of a time with them because my paychecks were being deposited to that account (money could go in but not come out) and I missed several bills and pre-authorized payments from the account.
My insurance wanted to cancel me, I was getting charged interest and all kinds of things. A real hassle that eventually was properly sorted out, but the bank did not help much along the way. Made me feel like I was the criminal even though they indicated that they had multiple reports of cards being "compromised" after being used at a common retail location.
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Joined: Oct 2006
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From: Ontario
I had to get a new card back in November. I've had the same CC for 5 years and then one day the bank called me to confirm a payment being made for some pharmacutical company in the States.
Right away, I cancelled the card and froze the account. Later that day, went into the bank got a new card and started over. Scariest day of my life
Right away, I cancelled the card and froze the account. Later that day, went into the bank got a new card and started over. Scariest day of my life
Thread Starter
Joined: Oct 2003
Posts: 11,950
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From: MAHT-O-MEDI
Ok, not that anyone cares about my saga but I am adding a little information because I had a very interesting conversation with someone at Tire Rack. I forgot har name but she was very nice and told me a lot about CC fraud.
Anywho.....The only online purchase I had made in a while was Tire Rack, so I sent them an email just letting them know this happened in case it had been happening to other customers. She told me that
1) Tire Racks CC data is kept on a seperate server that can not be accessed through their website.
2) They pay a monthly fee to a service that constanly tries to hack their site to find weaknesses in security and assured me that it is very secure.
3) This was an automated transaction, and there were no logs of anyone accessing my CC number so I am pretty convinced the problem was not them.
She did say that she works with many law enforcement agencies in this area and the most common types of fraud are someone taking the CC number at a low paying job at gas station or restaurant. (but not if you pay at the pump) Coincidently, this card is used primarily for gas station and restaurant rewards.
She also confirmed what I thought that the CC company would just not pay the vendors for the charge and do nothing else. The vendors then get stuck with the loss of merchandise they most likely already shipped across country. And they have little resources to try to recover any money. But she mentioned that these vendors are generally more than happy to cooperate with the person who had their number stolen. I have contacted three vendors who had fraudulent charges made, gave them the transaction number and hope to get an address of where any merchandise was shipped.
The two I talked to seemed eager to help, the other, Tapout Magazine, I had to send an email to and wait for a response.
Anyway, if I can get an address I reverse lookup the person who lives there. Once I can find out a persons last name or address I plan to revisit the two restaurants that are most likely in question, then ask talk to the manager and say if you have an employee who lives at such and such an adress or is named "Joe Blow" it is very likely they have been stealing credit card numbers of your patrons.
Then prosecute. I would so love to find out the culprit. But given that they used it to subcribe to Tapout I am guessing teenager. Dumb teenager.
The lady at Tire Rack also told me an FBI agent had told her that they are busting up organized rings of people who approach restaurant employees and offer weekly stipends for getting them a few credit card numbers per week.
Anywho.....The only online purchase I had made in a while was Tire Rack, so I sent them an email just letting them know this happened in case it had been happening to other customers. She told me that
1) Tire Racks CC data is kept on a seperate server that can not be accessed through their website.
2) They pay a monthly fee to a service that constanly tries to hack their site to find weaknesses in security and assured me that it is very secure.
3) This was an automated transaction, and there were no logs of anyone accessing my CC number so I am pretty convinced the problem was not them.
She did say that she works with many law enforcement agencies in this area and the most common types of fraud are someone taking the CC number at a low paying job at gas station or restaurant. (but not if you pay at the pump) Coincidently, this card is used primarily for gas station and restaurant rewards.
She also confirmed what I thought that the CC company would just not pay the vendors for the charge and do nothing else. The vendors then get stuck with the loss of merchandise they most likely already shipped across country. And they have little resources to try to recover any money. But she mentioned that these vendors are generally more than happy to cooperate with the person who had their number stolen. I have contacted three vendors who had fraudulent charges made, gave them the transaction number and hope to get an address of where any merchandise was shipped.
The two I talked to seemed eager to help, the other, Tapout Magazine, I had to send an email to and wait for a response.
Anyway, if I can get an address I reverse lookup the person who lives there. Once I can find out a persons last name or address I plan to revisit the two restaurants that are most likely in question, then ask talk to the manager and say if you have an employee who lives at such and such an adress or is named "Joe Blow" it is very likely they have been stealing credit card numbers of your patrons.
Then prosecute. I would so love to find out the culprit. But given that they used it to subcribe to Tapout I am guessing teenager. Dumb teenager.
The lady at Tire Rack also told me an FBI agent had told her that they are busting up organized rings of people who approach restaurant employees and offer weekly stipends for getting them a few credit card numbers per week.
Thread Starter
Joined: Oct 2003
Posts: 11,950
Likes: 474
From: MAHT-O-MEDI
Good lord. One of the vendors replied to my inquest of a fraudlent charge and gave me the details of the order.
How does half a dozen cage fighting t-shirts shipped to Eastern Ghana sound to you? Fishy?
I am totally baffled as to how they obtained it outside of hacking some website's security.
How does half a dozen cage fighting t-shirts shipped to Eastern Ghana sound to you? Fishy?
I am totally baffled as to how they obtained it outside of hacking some website's security.
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