that breaks my heart to even see that hiep ... i cannot even imagine how i would react if i just got out of the car and someone rammed into it .. glad your alright man ..

 

You have farmers ay?? I work for farmers but not in the claims side, just the corporate side. In Oregon, it is mandatory to have uninsured motorist bodily injury. However, uninsured motorist property damage which in Oregon, it is a $10,000 dollar maximum with farmers that can be waived by signing a UIM/PD waiver form. So the question is, do you have this coverage? IF not did you sign one at your agents office? Claims has to prove that you have signed the form and the agent has to keep it in there files or have it scanned in the image center (stored file in your household) . If the agent does not have it in file.....well...there you go....no proof, no signed waiver....It has to be covered. And if you did waive the form....remember this is a coverage that would cost you maybe $2-3 bucks a month at most and most people do not even bother to waive it because it honestly does not save you much. But since I do not work in claims so don't quote me 100% but just keep in mind about that waiver form and you'll be fine.


ps. If you do have the coverage then your deductible would be $200 bucks since they know who had hit you.

Jason

 

man i would be so pissed i would break in outrage

i hope you get through all this trouble

 

.................................................. .................................................. .................................................. .................................................. ..........................man

 

Wow that really blows man, glad your okay. So any new updates now? What are you driving as a rental and how much does that suck compared to the s2k.

 

Ouch Hiep.. Really hurts to see your car like that man.

Still got my fingers crossed for you.

 

I have state farm, and in the first 6 months of owning my S i was hit 5 different times. My car was in the shop more than i was driving it, and two of those were in parking lots where my insurance had to pay for it since it was a hit and run.


My rates never went up at all.

 

good luck with everything by the way.

 

the lip itself on there probably is salvagable, but regardless, they will be replacing it with a new one or totalling it completely, ill post the lip depending on the outcome

 

thanks tan, ill keep you posted on your questions, will keep in touch.