I am sure a lot of people in South FL like spending $20K on a car with no A/C. Go for it.

 

I'd get another CR. Color is up to you, but get the AC and radio. Look around here on the CR threads on what people have paid recently and seek out a good deal after you have some background.

And do look into $10k options, if for no other reason than to have looked before you spent $30k on a CR. It's smarter, although less appealing. I did the same thing--I bought a brand new one when used ones made a lot more sense. I'm very happy with my stupid decision. I'd probably do it again the same way, given the same circumstances.