By exact same', I mean they aftermarket warranties sold through the credit union. You go to the dealer, show them the warranty, they fix your car. You pay the deductable and the warranty fairies pay the rest. That's how it was sold to me. You get a number that you call, if you need towing, etc. It also is like triple A. So for the same coverage, I paid 600 dollars less.

Now, here's the caveat. Yes in some regards we paid a high premium for piece of mind. And only that. If you read the fine print, they kinda state you have to keep the car maintained, yady yady. This would imply I'd have to get my oil changes through some retarded dealer, or go through my maintenance routines through stealerships who 'may or may not' do a better job than I can do myself. So will I get my ass handed to me if there's mechanical failure and they argue I did my own oil changes? Not a dealership? Hence they don't have to pay up? I don't know. I think at that point I'd bring in a lawyer. Regular maintenance is a no brainer. So I'm keeping my receipts and writing down when I do my own maintenance, in case it ever comes to that.

 

They're both VSA related, yes/no? Steering angle is a key input to the VSA module, unless I misunderstand how it works. But I agree that having both fail around the same time sounds strange.

 

OK, the first part of your post says how it's supposed to work. Have you had any experience that it actually works that way? I'm afraid that they will specify what maintenance may need to be performed or what repairs must be accomplished by what shops, or some other restrictions that make it uncomfortable for me. If they have an aftermarket shop in the boonies and I need to take my car there for service, I'm less than happy about the coverage.

I'm not saying that this is true for any specific warranty carriers, but I've heard some real horror stories about having paid for the coverage and then not getting what was expected.

Even $1100 is a lot of money to spend for a promise of coverage. I have purchased several cars from my local Honda dealership and would probably spend the extra money because they have always treated me well.

But if someone has had some good experiences with specific aftermarket warranty companies, I would be happy to hear about them.